Hernando County property record for 3479 Cobia Dr, Hernando Beach, FL 34607
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Aug 2005) |
| Tax Bill | $776 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | R24-223-16-2370-0135-0150 |
| Primary APN | R24-223-16-2370-0135-0150 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,500 sqft (0.172 acres) |
|---|
| Account Number | 00935670 |
|---|---|
| Street Address | 3479 COBIA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3633 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | HERNANDO BEACH UNIT 13-B BLK 135 LOT 15 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | HERNANDO BEACH UNIT 13-B |
| Legal Block | 135 |
| Legal Lot Number | 15 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 410 VIA VILLAGIO, HYPOLUXO, FL 33462-7045 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2005 · Amount on Record |
| Deed Sale | Aug 25, 2005 · Amount on Record |
| Prior Sale | Jan 2, 2003 · Amount on Record |
| Deed Document Number | 200574494 |
| Deed Book / Page | 2089 / 1353 |
| Last Transfer Date | Oct 22, 2007 |
| Transfer Doc | 0025231931 |
| Record Updated | Sep 20, 2026 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $776.00 (+31.3%) | $26,574 (+21%) | $60,000 (-4.19%) Land $60,000 |
| 2023 | $21,962 (-55.56%) | ||
| 2022 | $591.00 | $49,425 Land $49,425 | $62,625 Land $62,625 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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