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3424 Cobia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3424 Cobia Dr, Hernando Beach, FL 34607 · Last verified July 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.367 acres (15,996 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Sep 2020)
Tax Bill$1,645 (2025)
Deeds & MortgagesAug 2025 Transfer
Sep 2020 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APNR24-223-16-2370-0135-0230

Property Details

APN / Parcel Number

Primary APNR24-223-16-2370-0135-0230
Alternative APNs
  • 00935750
  • 935750

Exterior

Lot Area15,996 sqft (0.367 acres)

Location & Zoning

Account Number00935750
Street Address3424 COBIA DR
CityHERNANDO BEACH
StateFL
Zip34607-3632
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionHERNANDO BEACH UNIT 13-B BLK 135 LOT 23
Legal Range16E
Legal Township23S
Legal Section24
Legal SubdivisionHERNANDO BEACH UNIT 13-B
Legal Block135
Legal Lot Number23
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0135-0230

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4312 MILLWOOD RD, SPRING HILL, FL 34608-3637
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 08, 2020Warranty Deed, Transfer
TROPIC TITLE SERVICES, TROPIC TITLE SVCS
Jun 01, 2020Warranty Deed, Transfer
TROPIC TITLE SERVICES, TROPIC TITLE SVCS
Jan 16, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2020 · Amount on Record
Deed SaleSep 08, 2020 · Amount on Record
Prior SaleJun 01, 2020 · Amount on Record
Deed Document Number202055025
Deed Book / Page3884 / 1683
Last Transfer DateMay 19, 2025
Transfer Doc0045960334
Record UpdatedSep 20, 2026

August 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateAug 08, 2025
Property Address3424 COBIA DR, HERNANDO BEACH, FL 34607-3632
Document Number0045960334
Book / Page4596 / 334
Map ReferenceMB 9 PG 70-73
Instrument DateMay 19, 2025
Instrument2025055712
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4312 MILLWOOD RD, SPRING HILL, FL 34608-3637

Transferred To (Grantee/Buyer)

NameVerified Name
Address4312 MILLWOOD RD, SPRING HILL, FL 34608-3637

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 08, 2020
Property Address3424 COBIA DR, HERNANDO BEACH, FL 34607-3632
Document Number0038841683
Book / Page003884 / 001683
Instrument DateAug 25, 2020
Instrument55025
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyTROPIC TITLE SERVICES, TROPIC TITLE SVCS

Transaction

AmountAmount Recorded
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12224 FILLMORE ST SPRING HILL FL 346095743, SPRING HILL, FL 34609-5743

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJun 01, 2020
Property Address3424 COBIA DR, HERNANDO BEACH, FL 34607-3632
Document Number0038451498
Book / Page003845 / 001498
Instrument DateMay 26, 2020
Instrument32581
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyTROPIC TITLE SERVICES, TROPIC TITLE SVCS

Transaction

AmountAmount Recorded
Tax$329.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1750 CITRON CT TRINITY FL 346554901, TRINITY, FL 34655-4901

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJan 16, 2019
Property Address3424 COBIA DR, HERNANDO BEACH, FL 34607-3632
Document Number0036611504
Book / Page003661 / 001504
Instrument DateJan 09, 2019
Instrument2793
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$336.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8340 LURAY DR PORT RICHEY FL 346684216, PORT RICHEY, FL 34668-4216

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,645.00 (+14%)$84,079 (+21%)$125,089 (-4.28%) Land $125,089
2023$69,486
2022$1,443.00$130,687 Land $130,687

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 357 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies357 in force
282 of 357 on primary residences
Nearby Flood Claims602 (1983–2024)
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Flood Events
  • Hurricane Helene (Sep 2024), 245 claims
  • Hurricane Idalia (Aug 2023), 46 claims
  • Hurricane Hermine (Sep 2016), 35 claims

Wildfire

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 625 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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