3463 Cobia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3463 Cobia Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Summary

Property Type	Vacant Land
Lot Size	0.2 acres (8,712 sqft)
Owner	Owner Name on File
Last Sale	$176,000 (Sep 2004)
Tax Bill	$588 (2025)
Flood Zone	Zone AE (high risk)
APN	`R24-223-16-2370-0135-0170`

Property Details

APN / Parcel Number

Primary APN	`R24-223-16-2370-0135-0170`
Alternative APNs	`00935698` `935698`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	00935698
Street Address	3463 COBIA DR
City	HERNANDO BEACH
State	FL
Zip	34607-3633
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	HERNANDO BEACH UNIT 13-B BLK 135 LOT 17
Legal Range	16E
Legal Township	23S
Legal Section	24
Legal Subdivision	HERNANDO BEACH UNIT 13-B
Legal Block	135
Legal Lot Number	17
Legal Unit	13
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	1
Census Block	1008
Census Tract	41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0135-0170

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	781 6TH ST NE, NAPLES, FL 34120-2036

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2004 · Amount on Record
Deed Sale	Sep 16, 2004 · Amount on Record
Deed Document Number	2004068928
Deed Book / Page	1901 / 0116
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$588.00 (-0.51%)	$26,574 (+21%)	$60,000 (-4.19%) Land $60,000
2023		$21,962 (-55.56%)
2022	$591.00	$49,425 Land $49,425	$62,625 Land $62,625

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 357 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	357 in force
Nearby Flood Claims	602 (1983–2024)
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Helene, Sep 2024 · 245 claims Hurricane Idalia, Aug 2023 · 46 claims Hurricane Hermine, Sep 2016 · 35 claims

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 625 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.