3423 Cobia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3423 Cobia Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,884 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2003)
Tax Bill	$1,891.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R24-223-16-2370-0135-0220`
Alternative APNs	`00935741` `935741`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,884 sqft Living Area
1st Floor	1,884 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	3 Parking Spaces
Garage Area	868 sqft Garage

Exterior Amenities

Deck Area	16 sqft Deck
Patio Area	140 sqft Patio
Porch	1 Porch
Porch Area	1,604 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00935741
Street Address	3423 COBIA DR
City	HERNANDO BEACH
State	FL
Zip	34607-3633
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 13-B BLK 135 LOT 22
Legal Range	16E
Legal Township	23S
Legal Section	24
Legal Subdivision	HERNANDO BEACH UNIT 13-B
Legal Block	135
Legal Lot Number	22
Legal Unit	13
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	1
Census Block	1008
Census Tract	41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0135-0220

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3423 COBIA DR, HERNANDO BEACH, FL 34607-3633
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2003 · Amount on Record
Deed Sale	Jul 29, 2003 · Amount on Record
Deed Doc Number	0170101949
Deed Book / Page	01701 / 01949
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,891.00 (+2%) Additional exemption filed	$215,066 (+6.35%)	$460,301 (+3.81%) Land $108,464 Building $351,837
2023		$202,218 (+3%) Land $202,218
2022	$1,854.00 Homeowner's exemption	$196,328	$443,409 Land $112,235 Building $331,174

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 625 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.