Durham County property record for 3434 Flat River Dr, Durham, NC 27703 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,551 sqft · built 2016 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Aug 2016) |
| Tax Bill | $5,564 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0850-71-3813 |
| Primary APN | 0850-71-3813 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,551 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3434 FLAT RIVER DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#627 PL:000195-000110 |
| Legal Subdivision | BRIGHTLFPK/TR:13B |
| Legal Phase | 03 |
| Legal Tract | 13 |
| Legal Lot Number | 627 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 1808 |
Source: Durham County records · APN 0850-71-3813
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3434 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2016 · Amount on Record |
| Deed Sale | Aug 19, 2016 · Amount on Record |
| Prior Sale | Mar 16, 2016 · Amount on Record |
| Deed Document Number | 201628313 |
| Deed Book / Page | 8002 / 185 |
| Prior Transfer Date | Mar 15, 2016 |
| Prior Transfer Doc | 0078900594 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3434 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0089500933 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3434 FLAT RIVER DR DURHAM NC 277037872, DURHAM, NC 27703-7872 |
| Document Number | 0089500933 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 008950/000933 |
| Instrument | 18569 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,564.00 (+33.33%) | $561,297 (+76.17%) Land $111,150 Building $450,147 | $561,297 (+76.17%) Land $111,150 Building $450,147 |
| 2023 | $4,173.00 (+2.35%) | $318,613 Land $71,187 Building $247,426 | $318,613 Land $71,187 Building $247,426 |
| 2022 | $4,077.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630018084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Google Fiber | Fiber | 8,000 / 8,000 |
| Frontier | Fiber | 1,000 / 100 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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