Durham County property record for 3428 Flat River Dr, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,051 sqft · built 2017 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,500 (Jul 2017) |
| Tax Bill | $4,991 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0850-71-2813 |
| Primary APN | 0850-71-2813 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,051 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3428 FLAT RIVER DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 3.990 |
| Legal Description | BRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#625 PL:000195-000110 |
| Legal Subdivision | BRIGHTLFPK/TR:13B |
| Legal Phase | 3 |
| Legal Tract | 13 |
| Legal Lot Number | 625 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 1808 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3428 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC |
| Jul 31, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI GMFS |
| Feb 27, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 27, 2017 | Loan Modification, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on File |
| Deed Sale | Jul 31, 2017 · Amount on File |
| Prior Sale | Feb 27, 2017 · Amount on File |
| Deed Document Number | 201726647 |
| Deed Book / Page | 8239 / 72 |
| Prior Transfer Date | Feb 24, 2017 |
| Prior Transfer Doc | 0081310856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3428 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0094780703 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 9478/703 |
| Instrument | 2021049645 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Address | BATON ROUGE, LA 70806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 31, 2017 |
| Property Address | 3428 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0082390072 |
| Book / Page | 008239 / 000072 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 26647 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $541.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3428 FLAT RIVER DR DURHAM NC 277037872, DURHAM, NC 27703-7872 |
| Document Number | 82390074 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 008239/000074 |
| Instrument | 26648 |
| Name | GMFS |
|---|---|
| Address | BATON ROUGE, LA 70806 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Feb 27, 2017 |
| Property Address | 3428 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0081310856 |
| Book / Page | 008131 / 000856 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 6374 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $576.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7780 BRIER CREEK PKWY #420 RALEIGH NC 276177882, 420, RALEIGH, NC 27617-7882 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Feb 27, 2017 |
| Property Address | 3428 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0081310858 |
| Book / Page | 008131 / 000858 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 6375 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 81310858 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 008131/000858 |
| Instrument | 6375 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,991.00 (+2.53%) | $491,150 (-) Land $111,150 Building $380,000 | $491,150 (-) Land $111,150 Building $380,000 |
| 2025 | $4,868.00 (+36.93%) | $491,150 (+80.95%) Land $111,150 Building $380,000 | $491,150 (+80.95%) Land $111,150 Building $380,000 |
| 2023 | $3,555.00 (+2.36%) | $271,423 Land $71,187 Building $200,236 | $271,423 Land $71,187 Building $200,236 |
| 2022 | $3,473.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 1,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures