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3427 Flat River Dr, Durham, NC 27703 Property Records

Durham County property record for 3427 Flat River Dr, Durham, NC 27703 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,617 sqft · built 2016
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$363,000 (Oct 2020)
Tax Bill$5,438 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0850-72-1080

Property Details

APN / Parcel Number

Primary APN0850-72-1080
Alternative APNs
  • 0850-72-10-8013
  • 219194

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,617 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3427 FLAT RIVER DR
CityDURHAM
StateNC
Zip27703-7872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#769 PL:000195-000110
Legal SubdivisionBRIGHTLFPK/TR:13B
Legal Phase03
Legal Tract13
Legal Lot Number769
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group4
Census Block4008
Census Tract1808

Owner

Source: Durham County records · APN 0850-72-1080

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3427 FLAT RIVER DR, DURHAM, NC 27703-7872
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleOct 03, 2016 · Amount on Record
Deed Document Number202044500
Deed Book / Page9101 / 538
Prior Transfer DateDec 17, 2015
Prior Transfer Doc0078430600
Record UpdatedJun 08, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateOct 16, 2020
Property Address3427 FLAT RIVER DR, DURHAM, NC 27703-7872
Document Number0091010538
Book / Page9101 / 538
Map ReferenceMB 195 PG 109-111
Instrument DateOct 07, 2020
Instrument2020044500
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$726.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6912 RIVER RD, 6912, WILMINGTON, NC 28412-3129

Transferred To (Grantee/Buyer)

NameVerified Name
Address3427 FLAT RIVER DR, DURHAM, NC 27703-7872

Mortgage

Document Number2020044501
DateOct 16, 2020
Instrument2020044501
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,438.00 (+33.84%)$548,631 (+76.86%) Land $110,175 Building $438,456$548,631 (+76.86%) Land $110,175 Building $438,456
2023$4,063.00 (+2.34%)$310,211 Land $70,375 Building $239,836$310,211 Land $70,375 Building $239,836
2022$3,970.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630018084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 198 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

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