3436 Flat River Dr, Durham, NC 27703 Property Records

Durham County property record for 3436 Flat River Dr, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,834 sqft · built 2016
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jul 2019)
Tax Bill	$5,779 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0850-71-3863`

Property Details

APN / Parcel Number

Primary APN	`0850-71-3863`
Alternative APNs	`0850-71-38-6354` `219151`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,834 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Cape Cod
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3436 FLAT RIVER DR
City	DURHAM
State	NC
Zip	27703-7872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.990
Legal Description	BRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#628 PL:000195-000110
Legal Subdivision	BRIGHTLFPK/TR:13B
Legal Phase	03
Legal Tract	13
Legal Lot Number	628
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4018
Census Tract	1808

Owner

Source: Durham County records · APN 0850-71-3863

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3436 FLAT RIVER DR, DURHAM, NC 27703-7872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Oct 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 02, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Apr 07, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2019 · Amount on Record
Deed Sale	Jul 02, 2019 · Amount on Record
Prior Sale	Oct 13, 2016 · Amount on Record
Deed Document Number	201922649
Deed Book / Page	8693 / 904
Prior Transfer Date	Mar 20, 2017
Prior Transfer Doc	0081590062
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3436 FLAT RIVER DR, DURHAM, NC 27703-7872
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081660058
Date	Apr 20, 2017
Book Page	8166/58
Instrument	2017012911

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3436 FLAT RIVER DR, DURHAM, NC 27703-7872
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090870303
Date	Oct 02, 2020
Book Page	9087/303
Instrument	2020042027

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 02, 2019
Property Address	3436 FLAT RIVER DR, DURHAM, NC 27703-7872
Document Number	0086930904
Book / Page	8693 / 904
Map Reference	MB 195 PG 352
Instrument Date	Jun 29, 2019
Instrument	2019022649
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2814 ALLENDALE CT, 2814, CONCORD, NC 28025-8019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3436 FLAT RIVER DR, DURHAM, NC 27703-7872

Mortgage

Document Number	2019022650
Date	Jul 02, 2019
Instrument	2019022650

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 07, 2017
Property Address	3436 FLAT RIVER DR, DURHAM, NC 27703-7872
Document Number	0081590062
Book / Page	008159 / 000062
Instrument Date	Mar 20, 2017
Instrument	11467
Transaction Type	Transfer
Record Updated	May 05, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3436 FLAT RIVER DR DURHAM NC 277037872, DURHAM, NC 27703-7872

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,779.00 (+30.04%)	$582,973 (+71.82%) Land $111,150 Building $471,823	$582,973 (+71.82%) Land $111,150 Building $471,823
2023	$4,444.00 (+2.35%)	$339,296 Land $71,187 Building $268,109	$339,296 Land $71,187 Building $268,109
2022	$4,342.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	1,000 / 100
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 41 locations within half a mile of this property.

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