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3430 Flat River Dr, Durham, NC 27703 Property Records

Durham County property record for 3430 Flat River Dr, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,072 sqft · built 2016
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$261,500 (May 2017)
Tax Bill$4,902 (2025)
Deeds & MortgagesApr 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0850-71-2863

Property Details

APN / Parcel Number

Primary APN0850-71-2863
Alternative APNs
  • 0850-71-28-6356
  • 8642312
  • 219149

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,072 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3430 FLAT RIVER DR
CityDURHAM
StateNC
Zip27703-7872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR 3.990
Legal DescriptionBRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#626 PL:000195-000110
Legal SubdivisionBRIGHTLFPK/TR:13B
Legal Phase03
Legal Tract13
Legal Lot Number626
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group4
Census Block4018
Census Tract1808

Owner

Source: Durham County records · APN 0850-71-2863

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3430 FLAT RIVER DR, DURHAM, NC 27703-7872
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
May 25, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2017 · Amount on Record
Deed SaleMay 25, 2017 · Amount on Record
Prior SaleOct 28, 2016 · Amount on Record
Deed Document Number201717656
Deed Book / Page8191 / 411
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address3430 FLAT RIVER DR, DURHAM, NC 27703-7872
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0089170096
DateApr 22, 2020
Book Page8917/96
Instrument2020012742
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionDURHAM NC
Recording DateMay 25, 2017
Property Address3430 FLAT RIVER DR, DURHAM, NC 27703-7872
Document Number0081910411
Book / Page8191 / 411
Instrument DateMay 25, 2017
Instrument2017017656
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3430 FLAT RIVER DR, DURHAM, NC 27703-7872

Mortgage

Document Number0081910413
DateMay 25, 2017
Book Page8191/413
Instrument2017017657
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,902.00 (+36.81%)$494,515 (+80.77%) Land $111,150 Building $383,365$494,515 (+80.77%) Land $111,150 Building $383,365
2023$3,583.00 (+2.34%)$273,563 Land $71,187 Building $202,376$273,563 Land $71,187 Building $202,376
2022$3,501.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Frontier
Fiber		1,000 / 100
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 41 locations within half a mile of this property.

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