Durham County property record for 3437 Flat River Dr, Durham, NC 27703 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,937 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $15,000 (2017) |
| Tax Bill | $5,827.00 (2025) |
| Primary APN | 0850-71-3989 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,937 sqft Heated Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3437 FLAT RIVER DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-7872 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#765 PL:000195-000110 |
| Legal Subdivision | BRIGHTLFPK/TR:13B |
| Legal Phase | 03 |
| Legal Tract | 13 |
| Legal Lot Number | 765 |
| Jurisdiction | DURHAM NC |
| Minor Civil Division | OAK GROVE |
| Census Blockgroup | 4 |
| Census Block | 4008 |
| Census Tract | 1808 |
Source: Durham County records · APN 0850-71-3989
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3437 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 17, 2019 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Feb 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU |
| Nov 10, 2021 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Aug 03, 2017 | Special Warranty Deed, Subdivision Related Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Dec 28, 2017 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Feb 27, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 27, 2017 | Loan Modification, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2017 · Amount on Record |
| Deed Sale | Dec 28, 2017 · Amount on Record |
| Prior Sale | Aug 03, 2017 · Amount on Record |
| Deed Doc Number | 201745756 |
| Deed Book / Page | 8338 / 608 |
| Prior Transfer Date | Feb 24, 2017 |
| Prior Transfer Doc | 0081310856 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3437 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0085800110 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 8580/110 |
| Instrument | 2019001458 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 16, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3437 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0092210905 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 9221/905 |
| Instrument | 2021005876 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3437 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0095240482 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 9524/482 |
| Instrument | 2021057600 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 09, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 03, 2017 |
| Property Address | 3437 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0082420057 |
| Book / Page | 8242 / 057 |
| Map Reference | MB 195 PG 109-11 |
| Instrument Date | Aug 03, 2017 |
| Instrument | 2017027210 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $583.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7780 BRIER CREEK PKWY # PKWY420, 7780, RALEIGH, NC 27617-7849 |
| Name | Verified Name |
|---|---|
| Address | 3437 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 2017027211 |
|---|---|
| Date | Aug 03, 2017 |
| Instrument | 2017027211 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 4.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Dec 28, 2017 |
| Property Address | 3437 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0083380608 |
| Book / Page | 008338 / 000608 |
| Instrument Date | Aug 03, 2017 |
| Instrument | 45756 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 09, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $612.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3437 FLAT RIVER DR DURHAM NC 277037872, DURHAM, NC 27703-7872 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Feb 27, 2017 |
| Property Address | 3437 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0081310856 |
| Book / Page | 008131 / 000856 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 6374 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $576.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7780 BRIER CREEK PKWY #420 RALEIGH NC 276177882, 420, RALEIGH, NC 27617-7882 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Feb 27, 2017 |
| Property Address | 3437 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0081310858 |
| Book / Page | 008131 / 000858 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 6375 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 81310858 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 008131/000858 |
| Instrument | 6375 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,827.00 (+30.62%) | $587,913 (+72.6%) Land $110,175 Building $477,738 | $587,913 (+72.6%) Land $110,175 Building $477,738 |
| 2023 | $4,461.00 (+2.34%) | $340,630 Land $70,375 Building $270,255 | $340,630 Land $70,375 Building $270,255 |
| 2022 | $4,359.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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