3411 Windbluff Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 3411 Windbluff Dr, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,088 sqft · built 1987
Lot Size0.534 acres (23,292 sqft)
OwnerIndividual Name on File
Last Sale$719,000 (Nov 2020)
Tax Bill$8,858 (2023)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jul 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN225-162-18

Property Details

APN / Parcel Number

Primary APN225-162-18

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area4,088 sqft Heated Area
Gross Area4,916 sqft
1st Floor Area4,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialWood Shingle
Lot Area23,292 sqft (0.534 acres)
Garage Area589 sqft
PorchPorch
Porch Area239 sqft
Deck Area850 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number225-162-18
Street Address3411 WINDBLUFF DR
CityCHARLOTTE
StateNC
Zip28277-9850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15PUD
Legal DescriptionL77 M15-211
Legal SubdivisionRAINTREE SUB
Legal Lot Number77
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2007
Census Tract5815

Owner

3411 Windbluff Dr is owned and occupied by an individual who bought it in November 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3411 WINDBLUFF DR, CHARLOTTE, NC 28277-9850
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 12, 2018Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Oct 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on File
Deed SaleNov 10, 2020 · Amount on File
Prior SaleJul 12, 2018 · Amount on File
Deed Document Number0003529863
Deed Book / Page35298 / 63
Record UpdatedJun 7, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 10, 2020
Property Address3411 WINDBLUFF DR, CHARLOTTE, NC 28277-9850
Document Number0000189386
Book / Page35298 / 63
Map ReferenceMB 15 PG 211
Instrument DateNov 9, 2020
Instrument2020189386
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,438.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address868 CLONMEL DR, 868, MATTHEWS, NC 28104-7014

Transferred To (Grantee/Buyer)

NameVerified Name
Address3411 WINDBLUFF DR, CHARLOTTE, NC 28277-9850

Mortgage

Document Number0000189387
DateNov 10, 2020
Instrument2020189387
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 12, 2018
Property Address3411 WINDBLUFF DR, CHARLOTTE, NC 28277-9850
Document Number0000086816
Book / Page032823 / 000023
Instrument DateJul 10, 2018
Instrument86816
Transaction TypeTransfer
Record UpdatedAug 8, 2018
Title CompanyMOREHEAD TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3411 WINDBLUFF DR CHARLOTTE NC 282779850, CHARLOTTE, NC 28277-9850

Mortgage

Document Number86817
DateJul 12, 2018
Book Page032823/000025
Instrument86817
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 11, 2048
Interest
Rate TypeAdjustable Rate
Rate3.5%

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateOct 18, 2017
Property Address3411 WINDBLUFF DR, CHARLOTTE, NC 28277-9850
Document Number0000141257
Book / Page032204 / 000998
Instrument DateOct 12, 2017
Instrument141257
Transaction TypeTransfer
Record UpdatedNov 2, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2439 MATTHEWS NC 281062439, MATTHEWS, NC 28106-2439

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3411 Windbluff Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3411 Windbluff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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