Mecklenburg County property record for 3401 Windbluff Dr, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 4,209 sqft · built 1973 |
| Lot Size | 0.531 acres (23,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $915,000 (Nov 2023) |
| Tax Bill | $7,386 (2023) |
| Deeds & Mortgages | Oct 2024 Mortgage Nov 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-162-17 |
| Primary APN | 225-162-17 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,209 sqft Heated Area |
| Gross Area | 6,176 sqft |
| 1st Floor Area | 2,208 sqft |
| Upper Floors Area | 1,302 sqft |
| Attic Area | 224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Tar & Gravel |
| Lot Area | 23,148 sqft (0.531 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 364 sqft |
| Deck Area | 440 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 225-162-17 |
|---|---|
| Street Address | 3401 WINDBLUFF DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-9850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15PUD |
| Legal Description | L76 M15-211 |
| Legal Subdivision | RAINTREE SEC 01-A MAP |
| Legal Lot Number | 76 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 5815 |
Source: Mecklenburg County records, as of December 11, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3401 WINDBLUFF DR, CHARLOTTE, NC 28277-9850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 16, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PARAGON COMMERCIAL BANK |
| Sep 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Apr 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on Record |
| Deed Sale | Nov 30, 2023 · Amount on Record |
| Prior Sale | Sep 25, 2019 · Amount on Record |
| Deed Document Number | 2023112366 |
| Deed Book / Page | 38509 / 48 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3401 WINDBLUFF DR, CHARLOTTE, NC 28277-9850 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3401 WINDBLUFF DR, CHARLOTTE, NC 28277-9850 |
| Document Number | 0000096538 |
|---|---|
| Date | Oct 9, 2024 |
| Book Page | 39127/355 |
| Instrument | 2024096538 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 30, 2023 |
| Property Address | 3401 WINDBLUFF DR, CHARLOTTE, NC 28277-9850 |
| Document Number | 0000112366 |
| Book / Page | 38509 / 48 |
| Map Reference | MB 15 PG 211 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 2023112366 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | HARBOR CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3516 S BANK CT, MATTHEWS, NC 28105-5459 |
| Name | Verified Name |
|---|---|
| Address | 3401 WINDBLUFF DR, CHARLOTTE, NC 28277-9850 |
| Document Number | 0000112367 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023112367 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3401 WINDBLUFF DR, CHARLOTTE, NC 28277-9850 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000079989 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 31888/238 |
| Instrument | 2017079989 |
| Name | PARAGON COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27612 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 25, 2019 |
| Property Address | 3401 WINDBLUFF DR, CHARLOTTE, NC 28277-9850 |
| Document Number | 0000127556 |
| Book / Page | 033880 / 000466 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 127556 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TITLE INS AGCY/NC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3401 WINDBLUFF DR CHARLOTTE NC 282779850, CHARLOTTE, NC 28277-9850 |
| Document Number | 127557 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 033880/000468 |
| Instrument | 127557 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 25, 2017 |
| Property Address | 3401 WINDBLUFF DR, CHARLOTTE, NC 28277-9850 |
| Document Number | 0000053481 |
| Book / Page | 31746 / 323 |
| Map Reference | MB15 PG211 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 2017053481 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | EXECUTIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5808 SILVER CREEK DR, 5808, WAXHAW, NC 28173-6753 |
| Name | Verified Name |
|---|---|
| Address | 3401 WINDBLUFF DR, CHARLOTTE, NC 28277-9850 |
| Document Number | 0000053482 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 2017053482 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,386.00 | $765,400 Land $187,500 Building $577,900 | $765,400 Land $187,500 Building $577,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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