Durham County property record for 3426 Flat River Dr, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,154 sqft · built 2016 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,000 (Nov 2016) |
| Tax Bill | $4,939 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0850-71-1863 |
| Primary APN | 0850-71-1863 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Heated Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3426 FLAT RIVER DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 3.990 |
| Legal Description | BRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#624 PL:000195-000110 |
| Legal Subdivision | BRIGHTLFPK/TR:13B |
| Legal Phase | 03 |
| Legal Tract | 13 |
| Legal Lot Number | 624 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 1808 |
Source: Durham County records · APN 0850-71-1863
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3426 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Sep 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 28, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2016 · Amount on Record |
| Deed Sale | Nov 23, 2016 · Amount on Record |
| Prior Sale | Jul 28, 2016 · Amount on Record |
| Deed Document Number | 201641170 |
| Deed Book / Page | 8072 / 875 |
| Prior Transfer Date | Jul 27, 2016 |
| Prior Transfer Doc | 0079850850 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 03, 2026 |
| Property Address | 3426 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0000183137 |
| Book / Page | 10598 / 746 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026183137 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3426 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0000183137, |
|---|---|
| Date | Aug 03, 2026 |
| Book Page | 10598/746 |
| Instrument | 2026183137 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3426 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0094570812 |
|---|---|
| Date | Sep 09, 2021 |
| Book Page | 9457/812 |
| Instrument | 2021046078 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 28, 2024 |
| Property Address | 3426 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0100750876 |
| Book / Page | 10075 / 876 |
| Map Reference | MB 12 PG 23 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024091164 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 COLFAX ST, DURHAM, NC 27701-4409 |
| Name | Verified Name |
|---|---|
| Address | 3426 FLAT RIVER DR, DURHAM, NC 27703-7872 |
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,939.00 (+36.81%) | $498,279 (+80.78%) Land $111,150 Building $387,129 | $498,279 (+80.78%) Land $111,150 Building $387,129 |
| 2023 | $3,610.00 (+2.35%) | $275,625 Land $71,250 Building $204,375 | $275,625 Land $71,250 Building $204,375 |
| 2022 | $3,527.00 |
Source: FEMA National Flood Hazard Layer as of June 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 1,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 41 locations within half a mile of this property.
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