Lincoln County property record for 342 Ridge Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,780 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,529 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-50-15-000-000-024.001 |
| Primary APN | 14-50-15-000-000-024.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| Basement Area | 1,780 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 342 RIDGE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 AC TRACT PT SE1/4 SEC 15, SURVEY 3/235 |
| Legal Range | 01E |
| Legal Township | 49 |
| Legal Section | 15 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 810309 |
Source: Lincoln County records · APN 14-50-15-000-000-024.001
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 342 RIDGE RD, TROY, MO 63379-5440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| May 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2023 |
| Deed Sale | Nov 29, 2023 |
| Prior Sale | Dec 14, 2020 |
| Deed Document Number | 2023009085 |
| Deed Book / Page | 2495 / 828 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Nov 29, 2023 |
| Property Address | 342 RIDGE RD, TROY, MO 63379-5440 |
| Document Number | 002495/828 |
| Book / Page | 2495 / 828 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023009085 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 342 RIDGE RD, TROY, MO 63379-5440 |
| Name | Verified Name |
|---|---|
| Address | 342 RIDGE RD, TROY, MO 63379-5440 |
| Document Number | 2023009086 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 2023009086 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Dec 14, 2020 |
| Property Address | 342 RIDGE RD, TROY, MO 63379-5440 |
| Document Number | 2456/711 |
| Book / Page | 2456 / 711 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020014804 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 342 RIDGE RD, TROY, MO 63379-5440 |
| Document Number | 2020014805 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020014805 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 342 RIDGE RD, TROY, MO 63379-5440 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2422/0831 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 2422/0831 |
| Instrument | 2018004197 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Jul 01, 2044 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,529.00 (+5.68%) | $41,384 (+7.15%) Land $2,888 Building $38,496 | $217,810 (+7.15%) Land $15,200 Building $202,610 |
| 2023 | $2,393.00 (+6.17%) | $38,623 Land $2,660 Building $35,963 | $203,280 Land $14,000 Building $189,280 |
| 2022 | $2,254.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 35 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SysTec Wireless Communications Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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