332 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 332 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,973 sqft · built 1975
Lot Size	6.42 acres (279,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,800 (Feb 2017)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-15-000-000-023.000`

Property Details

APN / Parcel Number

Primary APN	`14-50-15-000-000-023.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,973 sqft Living Area
Basement Area	434 sqft
Unfinished Basement	434 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	279,960 sqft (6.42 acres)
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	332 RIDGE RD
City	TROY
State	MO
Zip	63379-5440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.427 AC IN THE S PT OF THE SWSE OF SEC 15
Legal Range	01E
Legal Township	49N
Legal Section	15
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3013
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	332 RIDGE RD, TROY, MO 63379-5440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Feb 3, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2017 · Amount on Record
Deed Sale	Feb 3, 2017 · Amount on Record
Deed Document Number	20171015
Deed Book / Page	2407 / 597
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 26, 2022
Property Address	332 RIDGE RD, TROY, MO 63379-5440
Document Number	002483/137
Book / Page	2483 / 137
Map Reference	MB 11 PG 1
Instrument Date	Aug 22, 2022
Instrument	2022008901
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2072 SUN VALLEY ST, 2072, TITUSVILLE, FL 32780-6836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 RIDGE RD, TROY, MO 63379-5440

Mortgage

Document Number	2022008902
Date	Aug 26, 2022
Instrument	2022008902

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	332 RIDGE RD, TROY, MO 63379-5440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2453/359
Date	Oct 6, 2020
Book Page	2453/359
Instrument	2020011427

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 3, 2017
Property Address	332 RIDGE RD, TROY, MO 63379-5440
Document Number	2407/0597
Book / Page	2407 / 0597
Instrument Date	Feb 3, 2017
Instrument	2017001015
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	332 RIDGE RD, TROY, MO 63379-5440

Mortgage

Document Number	2017001016
Date	Feb 3, 2017
Instrument	2017001016

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,775 (-) Land $7,904 Building $40,871
2025	$2,981.00 (+6.01%)	$48,775 (+7.49%) Land $7,904 Building $40,871	$256,710 (+7.49%) Land $41,600 Building $215,110
2023	$2,812.00 (+12.12%)	$45,378 Land $7,220 Building $38,158	$238,830 Land $38,000 Building $200,830
2022	$2,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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