297 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 297 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,848 sqft · built 1993
Lot Size	4.03 acres (175,547 sqft)
Owner	Individual Name on Record
Tax Bill	$660 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-50-15-000-000-021.001`

Property Details

APN / Parcel Number

Primary APN	`14-50-15-000-000-021.001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Flooring	Combination, Other

Exterior

Year Built	Built 1993
Architectural Style	Modular
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	175,547 sqft (4.03 acres)

Location & Zoning

Street Address	297 RIDGE RD
City	TROY
State	MO
Zip	63379-5438
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 1 OAKLAND RIDGE ESTATES
Legal Range	01E
Legal Township	49
Legal Section	15
Legal Subdivision	OAKLAND RIDGE EST
Legal Lot Number	1
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3011
Census Tract	810309

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	297 RIDGE RD, TROY, MO 63379-5438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2018
Deed Sale	May 30, 2018
Prior Sale	Feb 10, 2011
Deed Document Number	2018004585
Deed Book / Page	2423 / 0218
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 30, 2018
Property Address	297 RIDGE RD, TROY, MO 63379-5438
Document Number	2423/0218
Book / Page	2423 / 0218
Instrument Date	May 23, 2018
Instrument	2018004585
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 RIDGE RD, TROY, MO 63379-5438

Mortgage

Document Number	2018004586
Date	May 30, 2018
Instrument	2018004586

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$660.00 (+9.82%)	$10,805 (+11.31%) Land $6,023 Building $4,782	$56,870 (+11.31%) Land $31,700 Building $25,170
2023	$601.00 (+2.56%)	$9,707 Land $5,510 Building $4,197	$51,090 Land $29,000 Building $22,090
2022	$586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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