Lincoln County property record for 372 Ridge Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,281 sqft · built 1988 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,734 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-50-15-000-000-027.001 |
| Primary APN | 14-50-15-000-000-027.001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,281 sqft Living Area |
| Basement Area | 2,281 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 653,400 sqft (15 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 372 RIDGE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 AC LYING IN SW COR OF E 1/2 OF SE 1/4 |
| Legal Range | 01E |
| Legal Township | 49 |
| Legal Section | 15 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 810309 |
Source: Lincoln County records · APN 14-50-15-000-000-027.001
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 372 RIDGE RD, TROY, MO 63379-5440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Mar 08, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Sep 14, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 372 RIDGE RD, TROY, MO 63379-5440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2420/0555 |
|---|---|
| Date | Mar 09, 2018 |
| Book Page | 2420/0555 |
| Instrument | 2018001912 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 372 RIDGE RD, TROY, MO 63379-5440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2420/0536 |
|---|---|
| Date | Mar 08, 2018 |
| Book Page | 2420/0536 |
| Instrument | 2018001893 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 05, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 372 RIDGE RD, TROY, MO 63379-5440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2452/230 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 2452/230 |
| Instrument | 2020010292 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,734.00 (+1.49%) | $63,198 (+5.88%) Land $3,321 Building $59,877 | $332,620 (+5.88%) Land $17,480 Building $315,140 |
| 2023 | $3,679.00 (+4.19%) | $59,687 Land $3,093 Building $56,593 | $314,140 Land $16,280 Building $297,860 |
| 2022 | $3,531.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SysTec Wireless Communications Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
Based on FCC filings for 14 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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