283 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 283 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 1900
Lot Size	3.63 acres (158,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,200 (Mar 2014)
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-15-000-000-015.001`

Property Details

APN / Parcel Number

Primary APN	`14-50-15-000-000-015.001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	158,123 sqft (3.63 acres)
Garage Type	Mixed
Garage Area	784 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	283 RIDGE RD
City	TROY
State	MO
Zip	63379-5438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.632 AC IN THE SE COR OF THE S1/2 SW1/4 OF SEC 15: RD 681
Legal Range	01E
Legal Township	49N
Legal Section	15
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3011
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8310 TARPAN TRL, WEST PADUCAH, KY 42086-9770
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 6, 2017	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 16, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Feb 1, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Apr 9, 2018	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2014 · Amount on Record
Deed Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	20141748
Deed Book / Page	2350 / 687
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	283 RIDGE RD, TROY, MO 63379-5438
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 RIDGE RD, TROY, MO 63379-5438

Mortgage

Document Number	2466/938
Date	Jul 14, 2021
Book Page	2466/938
Instrument	2021009489

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	283 RIDGE RD, TROY, MO 63379-5438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2412/0807
Date	Jul 6, 2017
Book Page	2412/0807
Instrument	2017006266

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	283 RIDGE RD, TROY, MO 63379-5438
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2441/0533
Date	Dec 16, 2019
Book Page	2441/0533
Instrument	2019011447

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	283 RIDGE RD, TROY, MO 63379-5438
Transaction Type	Mortgage
Record Updated	Mar 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2430/0934
Date	Feb 1, 2019
Book Page	2430/0934
Instrument	2019000746

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	283 RIDGE RD, TROY, MO 63379-5438
Transaction Type	Mortgage
Record Updated	Jun 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2421/0511
Date	Apr 9, 2018
Book Page	2421/0511
Instrument	2018002869

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,345 (-) Land $5,500 Building $20,845
2025	$1,610.00 (+4.48%)	$26,345 (+5.91%) Land $5,500 Building $20,845	$138,660 (+5.91%) Land $28,950 Building $109,710
2023	$1,541.00 (+4.83%)	$24,875 Land $5,035 Building $19,840	$130,920 Land $26,500 Building $104,420
2022	$1,470.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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