373 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 373 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 1997
Lot Size	3.28 acres (142,877 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,370 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-50-15-000-000-021.008`

Property Details

APN / Parcel Number

Primary APN	`14-50-15-000-000-021.008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
Basement Area	1,601 sqft
Unfinished Basement	1,601 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	142,877 sqft (3.28 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	373 RIDGE RD
City	TROY
State	MO
Zip	63379-5441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 OAKLAND RIDGE ESTATES
Legal Range	01E
Legal Township	49N
Legal Section	15
Legal Subdivision	OAKLAND RIDGE EST
Legal Lot Number	8
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3011
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	373 RIDGE RD, TROY, MO 63379-5441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 6, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	373 RIDGE RD, TROY, MO 63379-5441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2452/64
Date	Sep 9, 2020
Book Page	2452/64
Instrument	2020010125

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	PICABO, ID 83348

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	373 RIDGE RD, TROY, MO 63379-5441
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2440/0196
Date	Nov 6, 2019
Book Page	2440/0196
Instrument	2019010095

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,780 (-) Land $5,500 Building $33,280
2025	$2,370.00 (+13.4%)	$38,780 (+14.98%) Land $5,500 Building $33,280	$204,110 (+14.98%) Land $28,950 Building $175,160
2023	$2,090.00 (+4.6%)	$33,729 Land $5,035 Building $28,694	$177,520 Land $26,500 Building $151,020
2022	$1,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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