Union County and Summit City property record for 34 Locust Dr, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 3,643 sqft · built 1910 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,015,000 (Apr 2018) |
| Tax Bill | $22,073 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 18-02709-0000-00008 |
| Primary APN | 18-02709-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,643 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1800065000000009 |
|---|---|
| Street Address | 34 LOCUST DR |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 2709 |
| Legal Lot Number | 8 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 37900 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 LOCUST DR, SUMMIT, NJ 07901-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC FIRST BANK |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVESHAM MORTGAGE LLC |
| Apr 27, 2018 | Deed, Transfer · Conventional Mortgage EVESHAM MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Feb 22, 2012 · Amount on Record |
| Deed Document Number | 2018299194 |
| Deed Book / Page | 6259 / 213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 34 LOCUST DR, SUMMIT, NJ 07901-2442 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0151542556 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 15154/2556 |
| Instrument | 30582 |
| Name | REPUBLIC FIRST BANK |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 34 LOCUST DR, SUMMIT, NJ 07901-2442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SURETY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0146622315 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 14662/2315 |
| Instrument | 688065 |
| Name | EVESHAM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MARLTON, NJ 08053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 27, 2018 |
| Property Address | 34 LOCUST DR, SUMMIT, NJ 07901-2442 |
| Document Number | 0062590213 |
| Book / Page | 6259 / 0213 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 299194 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,906.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 LOCUST DR, 34, SUMMIT, NJ 07901-2442 |
| Name | Verified Name |
|---|---|
| Address | 34 LOCUST DR, SUMMIT, NJ 07901-2442 |
| Document Number | 656571 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 656571 |
| Name | EVESHAM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,700 (-) Land $183,600 Building $310,100 | $493,700 (-) Land $183,600 Building $310,100 | |
| 2025 | $22,073.00 (+2.64%) | $493,700 (+32.25%) Land $183,600 Building $310,100 | $493,700 (+32.25%) Land $183,600 Building $310,100 |
| 2024 | $21,505.00 (+34.51%) | ||
| 2023 | $373,300 (-) Land $183,600 Building $189,700 | $373,300 (-) Land $183,600 Building $189,700 | |
| 2022 | $15,988.00 (-0.79%) | $373,300 Land $183,600 Building $189,700 | $373,300 Land $183,600 Building $189,700 |
| 2021 | $16,115.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (1979–2021) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures