40 Locust Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 40 Locust Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,542 sqft · built 1951
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (May 2023)
Tax Bill	$12,818 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02709-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`18-02709-0000-00006`
Alternative APNs	`1800065000000002A` `180270900006`

Interior

Stories	1 Story
Building Area	1,542 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800065000000002A
Street Address	40 LOCUST DR
City	SUMMIT
State	NJ
Zip	07901-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	2709
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1006
Census Tract	37900

Owner

Source: Union County and Summit City records · APN 18-02709-0000-00006

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 LOCUST DR, SUMMIT, NJ 07901-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Aug 09, 1991 · Amount on Record
Deed Document Number	202329113
Deed Book / Page	6509 / 2247
Record Updated	Sep 20, 2026

May 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	May 24, 2023
Property Address	40 LOCUST DR, SUMMIT, NJ 07901-2442
Document Number	0065092247
Book / Page	6509 / 2247
Instrument Date	Apr 06, 2023
Instrument	29113
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 GREENLEAF CT, POMPTON PLNS, NJ 07444-1537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LOCUST DR, SUMMIT, NJ 07901-2442

Mortgage

Document Number	0153672447
Date	May 24, 2023
Book Page	15367/2447
Instrument	52206

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,700 (-) Land $177,500 Building $109,200	$286,700 (-) Land $177,500 Building $109,200
2025	$12,818.00 (+2.64%)	$286,700 (-) Land $177,500 Building $109,200	$286,700 (-) Land $177,500 Building $109,200
2024	$12,488.00 (+1.7%)
2023		$286,700 Land $177,500 Building $109,200	$286,700 Land $177,500 Building $109,200
2022	$12,279.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 399 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.