32 Locust Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 32 Locust Dr, Summit, NJ 07901 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,260 sqft · built 1950
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Dec 2025)
Tax Bill	$12,997 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-02709-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`18-02709-0000-00009`
Alternative APNs	`1800065000000008A` `180270900009`

Interior

Stories	1 Story
Building Area	1,260 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,233 sqft (0.189 acres)

Location & Zoning

Old Parcel Number	1800065000000008A
Street Address	32 LOCUST DR
City	SUMMIT
State	NJ
Zip	07901-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2709
Legal Lot Number	9
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1006
Census Tract	37900

Owner

Source: Union County and Summit City records · APN 18-02709-0000-00009

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 LOCUST DR, SUMMIT, NJ 07901-2442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 05, 2025	Deed, Transfer · Conventional Mortgage US BANK NA
Jan 05, 2021	Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2025 · Amount on Record
Deed Sale	Dec 05, 2025 · Amount on Record
Prior Sale	Jan 05, 2021 · Amount on Record
Deed Document Number	202551258
Deed Book / Page	6603 / 2289
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	32 LOCUST DR, SUMMIT, NJ 07901-2442
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0149122331
Date	Mar 17, 2021
Book Page	14912/2331
Instrument	7224

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 05, 2025
Property Address	32 LOCUST DR, SUMMIT, NJ 07901-2442
Document Number	0066032289
Book / Page	6603 / 2289
Instrument Date	Nov 25, 2025
Instrument	51258
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	GREEN HILL TITLE, GREEN HILL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 SAMUEL WAY, CHATHAM, NJ 07928-1870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LOCUST DR, SUMMIT, NJ 07901-2442

Mortgage

Document Number	0000085974
Date	Dec 05, 2025
Instrument	85974

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 05, 2021
Property Address	32 LOCUST DR, SUMMIT, NJ 07901-2442
Document Number	0063952707
Book / Page	006395 / 002707
Instrument Date	Dec 29, 2020
Instrument	80
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$773.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 LOCUST DR SUMMIT NJ 079012442, SUMMIT, NJ 07901-2442

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,700 (-) Land $179,000 Building $111,700	$290,700 (-) Land $179,000 Building $111,700
2025	$12,997.00 (+2.65%)	$290,700 (-) Land $179,000 Building $111,700	$290,700 (-) Land $179,000 Building $111,700
2024	$12,662.00 (+1.7%)
2023		$290,700 Land $179,000 Building $111,700	$290,700 Land $179,000 Building $111,700
2022	$12,450.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390379001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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