42 Locust Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 42 Locust Dr, Summit, NJ 07901 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,011 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$1,652,000 (Jul 2026)
Tax Bill	$16,775 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-02709-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`18-02709-0000-00005`
Alternative APNs	`1800065000000002B` `180270900005`

Interior

Stories	2 Stories
Building Area	2,011 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Old Parcel Number	1800065000000002B
Street Address	42 LOCUST DR
City	SUMMIT
State	NJ
Zip	07901-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2709
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1006
Census Tract	37900

Owner

Source: Union County and Summit City records · APN 18-02709-0000-00005

Assessment roll updated July 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	42 LOCUST DR, SUMMIT, NJ 07901-2442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · Conventional Mortgage M & T BANK NA
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB
Oct 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Nov 03, 1999 · Amount on Record
Deed Document Number	202656821
Deed Book / Page	6627 / 2453
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 31, 2026
Property Address	42 LOCUST DR, SUMMIT, NJ 07901-2442
Document Number	0000056821
Book / Page	6627 / 2453
Instrument Date	Jul 23, 2026
Instrument	202656821
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	CLEAR SKIES TITLE LLC, CLEAR SKIES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$166,852.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LOCUST DR, SUMMIT, NJ 07901-2442

Mortgage

Document Number	0000095507,
Date	Jul 31, 2026
Book Page	15838/2333
Instrument	202695507

Lender

Name	M & T BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	42 LOCUST DR, SUMMIT, NJ 07901-2442
Transaction Type	Mortgage
Record Updated	Apr 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LOCUST DR, SUMMIT, NJ 07901-2442

Mortgage

Document Number	0154732730
Date	Mar 14, 2024
Book Page	15473/2730
Instrument	62895

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	42 LOCUST DR, SUMMIT, NJ 07901-2442
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147862348
Date	Oct 09, 2020
Book Page	14786/2348
Instrument	700741

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	42 LOCUST DR, SUMMIT, NJ 07901-2442
Document Number	0142890806
Book / Page	014289 / 000806
Instrument Date	Jun 06, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 LOCUST DR SUMMIT NJ 079012442, SUMMIT, NJ 07901-2442

Mortgage

Document Number	0142890806
Date	Jun 21, 2017
Book Page	014289/000806
Instrument	642071

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,200 (-) Land $177,300 Building $197,900	$375,200 (-) Land $177,300 Building $197,900
2025	$16,775.00 (+2.64%)	$375,200 (-) Land $177,300 Building $197,900	$375,200 (-) Land $177,300 Building $197,900
2024	$16,344.00 (+1.71%)
2023		$375,200 Land $177,300 Building $197,900	$375,200 Land $177,300 Building $197,900
2022	$16,069.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390379001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 321 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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