25 Locust Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 25 Locust Dr, Summit, NJ 07901 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1915
Square Footage	2,738 sqft Living Area
Lot Size	8,233 sqft (0.189 acres)
Occupancy	Owner Occupied
Last Sale	$1,525,000 (2025)
Tax Bill	$18,979.00 (2025)

Owner

Source: Union County and Summit City records · APN 18-01808-0000-00004

Assessment roll updated July 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	25 LOCUST DR, SUMMIT, NJ 07901-4428
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Jan 11, 2012 · Amount on Record
Deed Doc Number	202550477
Deed Book / Page	6599 / 2802
Prior Transfer Date	Oct 07, 2024
Prior Transfer Doc	0065620095
Record Refreshed	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 30, 2025
Property Address	25 LOCUST DR, SUMMIT, NJ 07901-4428
Document Number	0065992802
Book / Page	6599 / 2802
Instrument Date	Aug 08, 2025
Instrument	50477
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,177.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	83 CHESTNUT ST, MILLBURN, NJ 07041-2122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LOCUST DR, SUMMIT, NJ 07901-4428

Mortgage

Document Number	0000084705
Date	Oct 30, 2025
Instrument	84705

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Sep 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,500 (-) Land $170,000 Building $254,500	$424,500 (-) Land $170,000 Building $254,500
2025	$18,979.00 (+2.64%)	$424,500 (-) Land $170,000 Building $254,500	$424,500 (-) Land $170,000 Building $254,500
2024	$18,491.00 (+1.71%)
2023		$424,500 Land $170,000 Building $254,500	$424,500 Land $170,000 Building $254,500
2022	$18,181.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`18-01808-0000-00004`
Alternative APNs	`1800062000000003` `180180800004`

Interior

Building Area	2,738 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Stucco Exterior
Lot Area	8,233 sqft (0.189 acres)

Location & Zoning

Old Parcel Number	1800062000000003
Street Address	25 LOCUST DR
City	SUMMIT
State	NJ
Zip	07901-4428
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1808
Legal Lot Number	4
Jurisdiction	UNION NJ
Minor Civil Division	SUMMIT
Census Blockgroup	5
Census Block	5002
Census Tract	38000