Union County and Summit City property record for 21 Locust Dr, Summit, NJ 07901 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,900 sqft · built 1925 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Jul 2009) |
| Tax Bill | $13,404 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01808-0000-00003 |
| Primary APN | 18-01808-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,900 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Old Parcel Number | 1800062000000004 |
|---|---|
| Street Address | 21 LOCUST DR |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1808 |
| Legal Lot Number | 3 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 38000 |
Source: Union County and Summit City records · APN 18-01808-0000-00003
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 LOCUST DR, SUMMIT, NJ 07901-4428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Aug 26, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2009 · Amount on Record |
| Deed Sale | Jul 20, 2009 · Amount on Record |
| Prior Sale | Jun 08, 1998 · Amount on Record |
| Deed Document Number | 2009206572 |
| Deed Book / Page | 5771 / 957 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 21 LOCUST DR, SUMMIT, NJ 07901-4428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 21 LOCUST DR, SUMMIT, NJ 07901-4428 |
| Document Number | 0153012646 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 15301/2646 |
| Instrument | 45371 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 21 LOCUST DR, SUMMIT, NJ 07901-4428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0149282993 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 14928/2993 |
| Instrument | 8761 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 21 LOCUST DR, SUMMIT, NJ 07901-4428 |
| Document Number | 0145952329 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 21 LOCUST DR SUMMIT NJ 079014428, SUMMIT, NJ 07901-4428 |
| Document Number | 0145952329 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 014595/002329 |
| Instrument | 678483 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 12, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,800 (-) Land $179,100 Building $120,700 | $299,800 (-) Land $179,100 Building $120,700 | |
| 2025 | $13,404.00 (+2.64%) | $299,800 (-) Land $179,100 Building $120,700 | $299,800 (-) Land $179,100 Building $120,700 |
| 2024 | $13,059.00 (+1.71%) | ||
| 2023 | $299,800 Land $179,100 Building $120,700 | $299,800 Land $179,100 Building $120,700 | |
| 2022 | $12,840.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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