Osceola County property record for 3320 Buckingham Way, Saint Cloud, FL 34772
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Jul 2026) |
| Tax Bill | $3,720 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-26-30-0700-0001-0010 |
| Primary APN | 15-26-30-0700-0001-0010 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,681 sqft (0.36 acres) |
|---|
| Street Address | 3320 BUCKINGHAM WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8742 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | SPUD |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 1 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 43208 |
Source: Osceola County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3320 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 2, 2019 | Deed of Trust, Mortgage NP INC |
| Mar 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | May 5, 2025 · Amount on Record |
| Deed Document Number | 202695263 |
| Deed Book / Page | 7007 / 756 |
| Prior Transfer Date | May 19, 2017 |
| Prior Transfer Doc | 0052970913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 3320 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Document Number | 0000095263 |
| Book / Page | 7007 / 756 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202695263 |
| Record Updated | Aug 4, 2026 |
| Title Company | VISION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378,245.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000095264, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 7007/760 |
| Instrument | 202695264 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3320 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Document Number | 0056030101 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3914 CEDAR HAMMOCK TRL ST CLOUD FL 347728733, ST CLOUD, FL 34772-8733 |
| Document Number | 0056030101 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 005603/000101 |
| Instrument | 130431 |
| Name | NP INC |
|---|---|
| Address | BOCA RATON, FL 33431 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 9, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 7, 2018 |
| Property Address | 3320 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Document Number | 0052970913 |
| Book / Page | 005297 / 000913 |
| Instrument Date | May 19, 2017 |
| Instrument | 38330 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 96 ROSEHILL CRESCENT CT DEBARY FL 327132357, DEBARY, FL 32713-2357 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,720.00 (+0.13%) | $100,000 (+25%) Land $100,000 | $100,000 (+25%) Land $100,000 |
| 2024 | $3,715.00 (+24.66%) | ||
| 2023 | $2,980.00 (+8.32%) | $80,000 (+2.56%) Land $80,000 | $80,000 (+2.56%) Land $80,000 |
| 2022 | $2,751.00 | $78,000 Land $78,000 | $78,000 Land $78,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
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