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3280 Buckingham Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3280 Buckingham Way, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,723 sqft · built 2023
Lot Size0.359 acres (15,638 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Aug 2022)
Tax Bill$12,202 (2025)
Deeds & MortgagesJan 2026 Mortgage
Aug 2022 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-26-30-0700-0001-0890

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-0890
Alternative APNs
  • 263015070000010890
  • 120453

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,723 sqft Living Area
Gross Area5,147 sqft
1st Floor Area2,343 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,638 sqft (0.359 acres)
Lot Dimensions130 ft deep x 120 ft wide
Garage TypeAttached
Garage Area620 sqft
PorchSlab
Patio Area208 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address3280 BUCKINGHAM WAY
CitySAINT CLOUD
StateFL
Zip34772-8741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 89
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block890
Legal Lot Number89
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43208

Owner

Source: Osceola County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3280 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8741
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Quit Claim Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 18, 2022Warranty Deed, Construction Loan · Construction Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 31, 2021Warranty Deed, Transfer
NOT AVAILABLE, DIAMOND TITLE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2022 · Amount on Record
Deed SaleAug 18, 2022 · Amount on Record
Prior SaleAug 31, 2021 · Amount on Record
Deed Document Number2022127155
Deed Book / Page6271 / 1432
Prior Transfer DateOct 23, 2016
Prior Transfer Doc0050442223
Record UpdatedOct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 9, 2026
Property Address3280 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8741
Document Number0069052660
Book / Page6905 / 2660
Map ReferenceMB 16 PG 34-41
Instrument DateJan 6, 2026
Instrument2026003521
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address216 WESTMAN BUND CIR, KISSIMMEE, FL 34744

Transferred To (Grantee/Buyer)

NameVerified Name
Address3280 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8741

Mortgage

Document Number0069052662
DateJan 9, 2026
Instrument6905/2662
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

August 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 18, 2022
Property Address3280 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8741
Document Number0062711432
Book / Page6271 / 1432
Map ReferenceMB 16 PG 34-41
Instrument DateAug 15, 2022
Instrument2022127155
Transaction TypeConstruction Loan
Record UpdatedJan 10, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$630.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5900 AMERICAN WAY, ORLANDO, FL 32819-8202

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 WESTMORELAND CIR, KISSIMMEE, FL 34744-5466

Mortgage

Document Number0062711434
DateAug 18, 2022
Instrument6271/1434
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueJun 1, 2053

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 31, 2021
Property Address3280 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8741
Document Number0060331159
Book / Page6033 / 1159
Map ReferenceMB 16 PG 34-41
Instrument DateAug 27, 2021
Instrument2021134923
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyNOT AVAILABLE, DIAMOND TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1401 HIGHWAY A1A # 202202, 1401, VERO BEACH, FL 32963-5337

Transferred To (Grantee/Buyer)

NameVerified Name
Address1514 LAKE WHITNEY DR, WINDERMERE, FL 34786-6041

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,202.00 (+287.49%)$616,800 (+671%) Land $100,000 Building $516,800$616,800 (+671%) Land $100,000 Building $516,800
2023$3,149.00 (+6.03%)$80,000 (+2.56%) Land $80,000$80,000 (+2.56%) Land $80,000
2022$2,970.00$78,000 Land $78,000$78,000 Land $78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		100 / 100

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