Osceola County property record for 3301 Buckingham Way, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,699 sqft · built 2006 |
| Lot Size | 0.357 acres (15,594 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $660,000 (Jun 2025) |
| Tax Bill | $10,722 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jan 2019 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120401 |
| Primary APN | 120401 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,699 sqft Heated Area |
| Gross Area | 4,676 sqft |
| 1st Floor Area | 2,579 sqft |
| Upper Floors Area | 1,120 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,594 sqft (0.357 acres) |
| Lot Dimensions | 130 ft deep x 120 ft wide |
| Garage Type | Finished |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 413 sqft |
| Deck Area | 890 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 120401 |
|---|---|
| Street Address | 3301 BUCKINGHAM WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 37 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 43208 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3301 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC |
| Jan 31, 2019 | Trustee's Deed, Transfer · Line of Credit MISCELLANEOUS INS CO |
| Sep 14, 2018 | Warranty Deed, Transfer STEWART TITLE |
| Aug 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | Sep 8, 2022 · Amount on Record |
| Deed Document Number | 2025080325 |
| Deed Book / Page | 6810 / 439 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 8, 2022 |
| Property Address | 3301 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8747 |
| Document Number | 0062822936 |
| Book / Page | 6282 / 2936 |
| Map Reference | MB 16 PG 34-41 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 2022137185 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | REALTECH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,668.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3301 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8747 |
| Document Number | 0062822938 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 6282/2938 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 31, 2019 |
| Property Address | 3301 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8747 |
| Document Number | 0054700912 |
| Book / Page | 005470 / 000912 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 12489 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Document Number | 54721669 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 005472/001669 |
| Instrument | 14768 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 1 METLIFE WAY, WHIPPANY, NJ 07981-1449 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 14, 2018 |
| Property Address | 3301 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8747 |
| Document Number | 0054012265 |
| Book / Page | 005401 / 002265 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 139458 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,884.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3301 BUCKINGHAM WAY ST CLOUD FL 347728747, ST CLOUD, FL 34772-8747 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3301 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8747 |
| Document Number | 0053902697 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3301 BUCKINGHAM WAY ST CLOUD FL 347728747, ST CLOUD, FL 34772-8747 |
| Document Number | 0053902697 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 005390/002697 |
| Instrument | 129430 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,722.00 (+6.96%) Homeowner's exemption | $534,068 (+5.99%) | $559,300 (+10.99%) Land $100,000 Building $459,300 |
| 2023 | $10,024.00 (+12.86%) Homeowner's exemption | $503,900 (+9.45%) Land $80,000 Building $423,900 | $503,900 (+9.45%) Land $80,000 Building $423,900 |
| 2022 | $8,882.00 | $460,400 Land $78,000 Building $382,400 | $460,400 Land $78,000 Building $382,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
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