Osceola County property record for 3340 Buckingham Way, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,865 sqft · built 2017 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $351,090 (Jan 2018) |
| Tax Bill | $7,144 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-26-30-0700-0001-0020 |
| Primary APN | 15-26-30-0700-0001-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,865 sqft Living Area |
| Gross Area | 3,728 sqft |
| 1st Floor Area | 2,865 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,681 sqft (0.36 acres) |
| Lot Dimensions | 130 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 320 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 284 sqft |
| Deck Area | 436 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3340 BUCKINGHAM WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 2 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 20 |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 43208 |
Source: Osceola County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3340 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING LLC |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 16, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2018 · Amount on Record |
| Deed Sale | Jan 16, 2018 · Amount on Record |
| Prior Sale | May 16, 2012 · Amount on Record |
| Deed Document Number | 20187947 |
| Deed Book / Page | 5269 / 1441 |
| Prior Transfer Date | May 15, 2012 |
| Prior Transfer Doc | 0042701080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 3340 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Document Number | 0000050498 |
| Book / Page | 6956 / 1530 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 202650498 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGGAE |
| Name | Verified Name |
|---|---|
| Address | 3340 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Document Number | 0000050498, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 6956/1530 |
| Instrument | 202650498 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3340 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3340 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Document Number | 0063192293 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 6319/2293 |
| Instrument | 2022169896 |
| Name | JFQ LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 9.99% |
| Index | Prime Rate |
| Max Rate | 12.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3340 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3340 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Document Number | 0060451865 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 6045/1865 |
| Instrument | 2021144475 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 16, 2018 |
| Property Address | 3340 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Document Number | 0052691441 |
| Book / Page | 5269 / 1441 |
| Map Reference | MB16 PG34 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 2018007947 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | PSH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,457.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674 |
| Name | Verified Name |
|---|---|
| Address | 3340 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8742 |
| Document Number | 2018007948 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 2018007948 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,144.00 (+2.48%) Homeowner's exemption | $334,165 (+5.99%) | $502,800 (+11.63%) Land $100,000 Building $402,800 |
| 2024 | $6,971.00 (+5.19%) | ||
| 2023 | $6,627.00 (+4.84%) Homeowner's exemption | $315,290 (+3%) | $450,400 (+9.19%) Land $80,000 Building $370,400 |
| 2022 | $6,321.00 Homeowner's exemption | $306,107 | $412,500 Land $78,000 Building $334,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures