3341 Buckingham Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3341 Buckingham Way, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,431 sqft · built 2007
Lot Size0.358 acres (15,594 sqft)
OwnerCompany Name on Record
Last Sale$699,000 (Mar 2008)
Tax Bill$1,934 (2025)
Deeds & MortgagesAug 2026 Line of Credit
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN15-26-30-0700-0001-0390

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-0390
Alternative APNs
  • 263015070000010390
  • 120403

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,431 sqft Living Area
Gross Area5,834 sqft
1st Floor Area2,676 sqft
Upper Floors Area1,440 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,594 sqft (0.358 acres)
Lot Dimensions130 ft deep x 120 ft wide
Garage TypeAttached
Garage Area556 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area36 sqft
PorchFlorida Room
Porch Area807 sqft
Deck Area700 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address3341 BUCKINGHAM WAY
CitySAINT CLOUD
StateFL
Zip34772-8747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 39
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block390
Legal Lot Number39
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2020
Census Tract43208

Owner

Source: Osceola County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2874 E IRLO BRONSON MEMORIAL HWY, KISSIMMEE, FL 34744-5643
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Deed of Trust, Mortgage · Line of Credit
UNION CREDIT UNION
May 21, 2019Deed of Trust, Mortgage · Commercial Mortgage
CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2008 · Amount on Record
Deed SaleMar 19, 2008 · Amount on Record
Prior SaleNov 1, 2004 · Amount on Record
Deed Document Number200850360
Deed Book / Page3658 / 1614
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateAug 13, 2026
Property Address3341 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8747
Document Number0000106091
Book / Page7019 / 2279
Instrument DateAug 12, 2026
Instrument2026106091
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany, 103

Mortgage

Document Number0000106091,
DateAug 13, 2026
Book Page7019/2279
Instrument2026106091
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3341 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8747
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055272436
DateMay 21, 2019
Book Page5527/2436
Instrument2019065550
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressCLERMONT, FL 34711
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,934.00 (+12.97%)$673,600 (+10.23%) Land $100,000 Building $573,600$673,600 (+10.23%) Land $100,000 Building $573,600
2023$1,712.00 (+9.18%) Additional exemption filed$611,100 (+9.3%) Land $80,000 Building $531,100$611,100 (+9.3%) Land $80,000 Building $531,100
2022$1,568.00 Additional exemption filed$559,100 Land $78,000 Building $481,100$559,100 Land $78,000 Building $481,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
100 / 100

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