Osceola County property record for 3260 Buckingham Way, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,227 sqft · built 2024 |
| Lot Size | 0.358 acres (15,638 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $754,987 (Jan 2024) |
| Tax Bill | $12,057 (2025) |
| Deeds & Mortgages | Sep 2022 Construction Loan Jan 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120452 |
| Primary APN | 120452 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,227 sqft Heated Area |
| Gross Area | 4,420 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,638 sqft (0.358 acres) |
| Lot Dimensions | 130 ft deep x 120 ft wide |
| Garage Type | Finished |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 120452 |
|---|---|
| Street Address | 3260 BUCKINGHAM WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 88 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 43208 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1222 CAROLINA AVE, SAINT CLOUD, FL 34769-3819 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · Construction Mortgage HIS CAPITAL FUNDING |
| Jan 26, 2024 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 24, 2021 | Warranty Deed, Transfer ORANGE BCH TITLE LLC, ORANGE PALM TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Prior Sale | Aug 24, 2021 · Amount on Record |
| Deed Document Number | 2024010735 |
| Deed Book / Page | 6539 / 2570 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3260 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8741 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | NEW DOOR TITLE INSURANCE LLC, NEW HOME TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0062802576 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 6280/2576 |
| Instrument | 2022135228 |
| Name | HIS CAPITAL FUNDING |
|---|---|
| Type | Non-Lending Institution |
| Address | ORLANDO, FL 32837 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Mar 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 26, 2024 |
| Property Address | 3260 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8741 |
| Document Number | 0065392570 |
| Book / Page | 6539 / 2570 |
| Map Reference | MB 16 PG 34 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 2024010735 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6900 TAVISTOCK LAKES BOULEVARD STE 400, 400, ORLANDO, FL 32827-7593 |
| Name | Verified Name |
|---|---|
| Address | 1222 CAROLINA AVE, SAINT CLOUD, FL 34769-3819 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 24, 2021 |
| Property Address | 3260 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8741 |
| Document Number | 0060282646 |
| Book / Page | 6028 / 2646 |
| Map Reference | MB 16 PG 34 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021131198 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORANGE BCH TITLE LLC, ORANGE PALM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 HIGHWAY A1A202, VERO BEACH, FL 32963 |
| Name | Verified Name |
|---|---|
| Address | 6900 TAVISTOCK LAKES BLVD # 475, 475, ORLANDO, FL 32827-7589 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,057.00 (+282.88%) | $565,600 (+607%) Land $100,000 Building $465,600 | $565,600 (+607%) Land $100,000 Building $465,600 |
| 2023 | $3,149.00 (+6.03%) | $80,000 (+2.56%) Land $80,000 | $80,000 (+2.56%) Land $80,000 |
| 2022 | $2,970.00 | $78,000 Land $78,000 | $78,000 Land $78,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
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