330 Locust Rd, Winnetka, IL 60093 Property Records

Cook County property record for 330 Locust Rd, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,600 sqft · built 1927
Lot Size0.36 acres (15,660 sqft)
OwnerIndividual Name on File
Last Sale$1,750,000 (Aug 2016)
Tax Bill$42,121 (2023)
Deeds & MortgagesSep 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone AE (high risk)
APN05-20-305-013

Property Details

APN / Parcel Number

Primary APN05-20-305-013
Alternative APN
  • 05-20-305-013-0000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,600 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1928
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialOther
Lot Area15,660 sqft (0.36 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address330 LOCUST RD
CityWINNETKA
StateIL
Zip60093-3611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(ALLES) (SUNSET) SUB IN NE SW SEC 20-42-13
Legal Range13E
Legal Township42N
Legal Section20
Legal SubdivisionALLES SUNSET
Legal Lot Number14,15
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group3
Census Block3002
Census Tract800500

Owner

330 Locust Rd is owned and occupied by an individual who bought it in August 2016.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address330 LOCUST RD, WINNETKA, IL 60093-3611
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UBS BANK USA
Dec 31, 2019Deed of Trust, Mortgage
CORNERSTONE NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2016 · Amount on File
Deed SaleAug 3, 2016 · Amount on File
Deed Document Number201610062
Prior Transfer DateDec 31, 2001
Prior Transfer Doc0000030587
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address330 LOCUST RD, WINNETKA, IL 60093-3611
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025820231
DateSep 15, 2021
Instrument2125820231
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%
Type Change DateSep 2, 2036
Min Rate At Change3%
Max Rate At Change7.87%
IndexOther
Margin3
Max Rate12.8%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address330 LOCUST RD, WINNETKA, IL 60093-3611
Document Number2000808392
Instrument DateDec 31, 2019
Transaction TypeMortgage
Record UpdatedJan 23, 2020
Title CompanyACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address330 LOCUST RD WINNETKA IL 600933611, WINNETKA, IL 60093-3611

Mortgage

Document Number2000808392
DateJan 8, 2020
Instrument808392
Lender
NameCORNERSTONE NAT'L BK
TypeBank
Address585 ELA RD, LAKE ZURICH, IL 60047-2317
Agreement
AmountAmount on Record
Term360 Months
DueJan 7, 2050
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$217,000 Land $31,320 Building $185,680$2,170,000 Land $313,200 Building $1,856,800
2023$42,121.00 (+6.29%)
2022$39,630.00 Homeowner's exemption$185,000 Land $31,320 Building $153,680$1,850,000 Land $313,200 Building $1,536,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 330 Locust Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims55 (1979–2026)
Claims Outside the SFHA7 of 55
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 18 claims
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 330 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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