Cook County property record for 323 Locust Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,339 sqft · built 1940 |
| Lot Size | 0.334 acres (14,560 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,200,000 (Sep 2023) |
| Tax Bill | $24,872 (2023) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-20-306-006 |
| Primary APN | 05-20-306-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,339 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,560 sqft (0.334 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 323 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (ALLES) (SUNSET) SUB IN NE SW SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | ALLES SUNSET |
| Legal Lot Number | 7,6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 800500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 323 LOCUST RD, WINNETKA, IL 60093-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 27, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage ORIGINPOINT LLC |
| Sep 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 22, 2019 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on Record |
| Deed Sale | Sep 15, 2023 · Amount on Record |
| Prior Sale | Nov 22, 2019 · Amount on Record |
| Deed Document Number | 202313187 |
| Last Transfer Date | Nov 12, 2024 |
| Transfer Doc | 0000024120 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 27, 2026 |
| Property Address | 323 LOCUST RD, WINNETKA, IL 60093-3610 |
| Document Number | 0008623151 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2608623151 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | US NATIONAL TITLE INSURANCE COMPANY, ADVOCUS NATIONAL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 LOCUST RD, WINNETKA, IL 60093-3610 |
| Document Number | 0008623152 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2608623152 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate | 5.99% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 15, 2023 |
| Property Address | 323 LOCUST RD, WINNETKA, IL 60093-3610 |
| Document Number | 0025813187 |
| Instrument Date | Sep 10, 2023 |
| Instrument | 2325813187 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 323 LOCUST RD, WINNETKA, IL 60093-3610 |
| Document Number | 0025813188 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 2325813188 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Oct 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 22, 2019 |
| Property Address | 323 LOCUST RD, WINNETKA, IL 60093-3610 |
| Document Number | 1932617023 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 32617023 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 323 LOCUST RD WINNETKA IL 600933610, WINNETKA, IL 60093-3610 |
| Document Number | 1932617024 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 32617024 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $195,000 (+81.76%) Land $29,120 Building $165,880 | $1,950,000 (+81.76%) Land $291,200 Building $1,658,800 | |
| 2023 | $24,872.00 (+6.22%) | ||
| 2022 | $23,415.00 (+30.76%) | $107,285 (+55.49%) Land $29,120 Building $78,165 | $1,072,850 (+55.49%) Land $291,200 Building $781,650 |
| 2021 | $17,907.00 | $69,000 Land $25,480 Building $43,520 | $690,000 Land $254,800 Building $435,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 55 (1979–2026) |
| Claims Outside the SFHA | 7 of 55 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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