345 Locust Rd, Winnetka, IL 60093 Property Records

Cook County property record for 345 Locust Rd, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 3,480 sqft · built 1939
Lot Size0.324 acres (14,126 sqft)
OwnerIndividual Name on Record
Last Sale$842,500 (Jun 2013)
Tax Bill$26,505 (2023)
Deeds & MortgagesSep 2018 Transfer
Feb 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN05-20-306-001

Property Details

APN / Parcel Number

Primary APN05-20-306-001
Alternative APN
  • 05-20-306-001-0000

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,480 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1940
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area14,126 sqft (0.324 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address345 LOCUST RD
CityWINNETKA
StateIL
Zip60093-3610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(ALLES) (SUNSET) SUB IN NE SW SEC 20-42-13
Legal Range13E
Legal Township42N
Legal Section20
Legal SubdivisionALLES SUNSET
Legal Lot Number3,2
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group3
Census Block3001
Census Tract800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address345 LOCUST RD, WINNETKA, IL 60093-3610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 17, 2017Deed of Trust, Mortgage
MORTGAGE MASTER NAT'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2013 · Amount on Record
Deed SaleJun 6, 2013 · Amount on Record
Prior SaleDec 15, 2003 · Amount on Record
Deed Document Number20134081
Prior Transfer DateSep 19, 2003
Prior Transfer Doc0000033187
Record UpdatedOct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateSep 27, 2018
Property Address345 LOCUST RD, WINNETKA, IL 60093-3610
Document Number1827022041
Instrument DateJul 25, 2018
Instrument27022041
Transaction TypeTransfer
Record UpdatedOct 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 LOCUST RD WINNETKA IL 600933610, WINNETKA, IL 60093-3610

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address345 LOCUST RD, WINNETKA, IL 60093-3610
Document Number1705449257
Instrument DateFeb 17, 2017
Transaction TypeMortgage
Record UpdatedMar 6, 2017
Title CompanySNP TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address345 LOCUST RD WINNETKA IL 600933610, WINNETKA, IL 60093-3610

Mortgage

Document Number1705449257
DateFeb 23, 2017
Instrument5449257
Lender
NameMORTGAGE MASTER NAT'L
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 22, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$171,000 (+45.35%) Land $28,252 Building $142,748$1,710,000 (+45.35%) Land $282,520 Building $1,427,480
2023$26,505.00 (+6.32%)
2022$24,930.00 Homeowner's exemption$117,645 Land $28,252 Building $89,393$1,176,450 Land $282,520 Building $893,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims55 (1979–2026)
Claims Outside the SFHA7 of 55
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 18 claims
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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