344 Locust Rd, Winnetka, IL 60093 Property Records

Cook County property record for 344 Locust Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,186 sqft · built 1938
Lot Size	0.281 acres (12,230 sqft)
Owner	Individual Name on File
Last Sale	$1,585,500 (Oct 2011)
Tax Bill	$29,872 (2023)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05-20-305-011`

Property Details

APN / Parcel Number

Primary APN	`05-20-305-011`
Alternative APN	`05-20-305-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,186 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1939
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	12,230 sqft (0.281 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	344 LOCUST RD
City	WINNETKA
State	IL
Zip	60093-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(ALLES) (SUNSET) SUB IN NE SW SEC 20-42-13
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	ALLES SUNSET
Legal Lot Number	17,18
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3002
Census Tract	800500

Owner

344 Locust Rd is owned and occupied by an individual who bought it in October 2011.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	344 LOCUST RD, WINNETKA, IL 60093-3611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2011 · Amount on File
Deed Sale	Oct 21, 2011 · Amount on File
Prior Sale	Jul 7, 2009 · Amount on File
Deed Document Number	201148014
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	344 LOCUST RD, WINNETKA, IL 60093-3611
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008506152
Date	Mar 26, 2021
Instrument	2108506152

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,321 Land $24,460 Building $145,861	$1,703,210 Land $244,600 Building $1,458,610
2023	$29,872.00 (+6.31%)
2022	$28,099.00 Homeowner's exemption	$132,165 Land $24,460 Building $107,705	$1,321,650 Land $244,600 Building $1,077,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 344 Locust Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	55 (1979–2026)
Claims Outside the SFHA	7 of 55
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 18 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 344 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20