3275 Cobblestone Dr, Milton, FL 32571 Property Records

Santa Rosa County property record for 3275 Cobblestone Dr, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,655 sqft · built 1990
Lot Size	0.495 acres (21,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2023)
Tax Bill	$5,550 (2024)
Deeds & Mortgages	Oct 2026 Sale Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31-2N-29-5273-00A00-0320`

Property Details

APN / Parcel Number

Primary APN	`31-2N-29-5273-00A00-0320`
Alternative APN	`N29231527300A000320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,655 sqft Living Area
Gross Area	3,594 sqft
1st Floor Area	2,655 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	21,562 sqft (0.495 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	456 sqft
Patio Area	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3275 COBBLESTONE DR
City	MILTON
State	FL
Zip	32571-9590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONEBROOK VILLAGE PHASE I LOT 32 BLK A PB E PG 29 AS DES IN OR 4439 PG 366
Legal Range	29W
Legal Township	2N
Legal Section	31
Legal Subdivision	STONEBROOK VILL PH 1
Legal Block	A
Legal Lot Number	32
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2008
Census Tract	10707

Owner

Source: Santa Rosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6076 FOOTHILLS TRL, GAYLORD, MI 49735-8780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 28, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Oct 8, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 12, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	202344631
Deed Book / Page	4439 / 366
Prior Transfer Date	Dec 12, 2013
Prior Transfer Doc	0033110029
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 7, 2026
Property Address	3275 COBBLESTONE DR, MILTON, FL 32571-9590
Document Number	0000050432
Book / Page	4796 / 1298
Instrument Date	Oct 5, 2026
Instrument	202650432
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3275 COBBLESTONE DR, MILTON, FL 32571-9590

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 2, 2023
Property Address	3275 COBBLESTONE DR, PACE, FL 32571-9590
Document Number	0044390366
Book / Page	4439 / 366
Map Reference	MB E PG 29
Instrument Date	Sep 28, 2023
Instrument	202344631
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6640 SHADY OAK RD STE 400, 400, EDEN PRAIRIE, MN 55344-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6076 FOOTHILLS TRL, GAYLORD, MI 49735-8780

Mortgage

Document Number	0004439371
Date	Oct 2, 2023
Instrument	4439/371

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3275 COBBLESTONE DR, PACE, FL 32571-9590
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042830599
Date	May 12, 2022
Book Page	4283/599
Instrument	202229058

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3275 COBBLESTONE DR, PACE, FL 32571-9590
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3275 COBBLESTONE DR, MILTON, FL 32571-9590

Mortgage

Document Number	0040630268
Date	Jan 28, 2021
Book Page	4063/268
Instrument	202105713

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 10, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3275 COBBLESTONE DR, PACE, FL 32571-9590
Document Number	0038791380
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3275 COBBLESTONE DR MILTON FL 325719590, MILTON, FL 32571-9590

Mortgage

Document Number	0038791380
Date	Oct 14, 2019
Book Page	003879/001380
Instrument	45972

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2034

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 12, 2019
Property Address	3275 COBBLESTONE DR, PACE, FL 32571-9590
Document Number	0038100964
Book / Page	003810 / 000964
Instrument Date	Mar 8, 2019
Instrument	9372
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	SOUTHERN GUARANTY TITLE COMPANY, SOUTHERN GUARANTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3275 COBBLESTONE DR MILTON FL 325719590, MILTON, FL 32571-9590

Mortgage

Document Number	38100965
Date	Mar 12, 2019
Book Page	003810/000965
Instrument	9373

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$468,065 (+3.34%) Land $135,000 Building $333,065	$468,065 (+3.34%) Land $135,000 Building $333,065
2024	$5,550.00 (+69.36%)	$452,938 (+56.25%) Land $135,000 Building $317,938	$452,938 (+22.48%) Land $135,000 Building $317,938
2023	$3,277.00 (+2.53%) Homeowner's exemption	$289,884 (+3%)	$369,807 (+0.06%) Land $105,000 Building $264,807
2022	$3,196.00 Homeowner's exemption	$281,441	$369,581 Land $105,000 Building $264,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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