3087 Cobblestone Dr, Milton, FL 32571 Property Records

Santa Rosa County property record for 3087 Cobblestone Dr, Milton, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,760 sqft · built 1993
Lot Size0.446 acres (19,428 sqft)
Owner2 Company Names on File
Last Sale$255,000 (Nov 2010)
Tax Bill$2,766 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Apr 2021 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-2N-29-5274-00O00-0040

Property Details

APN / Parcel Number

Primary APN31-2N-29-5274-00O00-0040
Alternative APN
  • N29231527400O000040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,760 sqft Living Area
Gross Area4,148 sqft
1st Floor Area2,760 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area19,428 sqft (0.446 acres)
Lot Dimensions172 ft deep x 114 ft wide
Garage TypeAttached
Garage Area612 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area494 sqft
Patio Area282 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3087 COBBLESTONE DR
CityMILTON
StateFL
Zip32571-8426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 4 BLK O STONEBROOK VILLAGE PHASE 5 AS DES IN OR 3663 PG 498 & AS DES IN OR 4611 PG 510
Legal Range29W
Legal Township2N
Legal Section31
Legal SubdivisionSTONEBROOK VILL/ALL
Legal BlockO
Legal Lot Number4
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1060
Census Tract10302

Owner

Source: Santa Rosa County records · APN 31-2N-29-5274-00O00-0040

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3087 COBBLESTONE DR, MILTON, FL 32571-8426
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NATIONAL ASSOCIATION
Apr 21, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Sep 21, 2017Quit Claim Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2010 · Amount on Record
Deed SaleNov 03, 2010 · Amount on Record
Deed Document Number201042563
Deed Book / Page3016 / 827
Last Transfer DateApr 14, 2025
Transfer Doc0046110510
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3087 COBBLESTONE DR, PACE, FL 32571-8426
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3087 COBBLESTONE DR, PACE, FL 32571-8426

Mortgage

Document Number0046611201
DateSep 24, 2025
Book Page4661/1201
Instrument202544760
Lender
NameSOUTH STATE BANK NATIONAL ASSOCIATION
TypeBank
AddressPENSACOLA, FL 32503
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 23, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3087 COBBLESTONE DR, PACE, FL 32571-8426
Transaction TypeMortgage
Record UpdatedJun 02, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3087 COBBLESTONE DR, MILTON, FL 32571-8426

Mortgage

Document Number0041061940
DateApr 21, 2021
Book Page4106/1940
Instrument202126324
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2041

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateSep 21, 2017
Property Address3087 COBBLESTONE DR, PACE, FL 32571-8426
Document Number0036630498
Book / Page003663 / 000498
Instrument DateSep 14, 2017
Instrument39392
Transaction TypeTransfer
Record UpdatedOct 13, 2017
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3087 COBBLESTONE DR PACE FL 325718426, PACE, FL 32571-8426

Mortgage

Document Number36630499
DateSep 21, 2017
Book Page003663/000499
Instrument39393
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueSep 20, 2032

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,766.00 (+2.86%)$243,456 (+2.9%)$402,343 (+1.49%) Land $105,000 Building $297,343
2024$2,689.00 (+8.04%) Homeowner's exemption$236,595 (+3%)$396,440 (+13.55%) Land $105,000 Building $291,440
2023$2,489.00 (+2.68%) Homeowner's exemption$229,704 (+3%)$349,138 (+2.35%) Land $65,000 Building $284,138
2022$2,424.00 Homeowner's exemption$223,014$341,137 Land $65,000 Building $276,137

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 149 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims3 (2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Conexon Connect.

Based on FCC filings for 180 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1570671, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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