Santa Rosa County property record for 3087 Cobblestone Dr, Milton, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,760 sqft · built 1993 |
| Lot Size | 0.446 acres (19,428 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $255,000 (Nov 2010) |
| Tax Bill | $2,766 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-2N-29-5274-00O00-0040 |
| Primary APN | 31-2N-29-5274-00O00-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,760 sqft Living Area |
| Gross Area | 4,148 sqft |
| 1st Floor Area | 2,760 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,428 sqft (0.446 acres) |
| Lot Dimensions | 172 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 494 sqft |
| Patio Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3087 COBBLESTONE DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-8426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 4 BLK O STONEBROOK VILLAGE PHASE 5 AS DES IN OR 3663 PG 498 & AS DES IN OR 4611 PG 510 |
| Legal Range | 29W |
| Legal Township | 2N |
| Legal Section | 31 |
| Legal Subdivision | STONEBROOK VILL/ALL |
| Legal Block | O |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 10302 |
Source: Santa Rosa County records · APN 31-2N-29-5274-00O00-0040
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3087 COBBLESTONE DR, MILTON, FL 32571-8426 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION |
| Apr 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Sep 21, 2017 | Quit Claim Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2010 · Amount on Record |
| Deed Sale | Nov 03, 2010 · Amount on Record |
| Deed Document Number | 201042563 |
| Deed Book / Page | 3016 / 827 |
| Last Transfer Date | Apr 14, 2025 |
| Transfer Doc | 0046110510 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3087 COBBLESTONE DR, PACE, FL 32571-8426 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3087 COBBLESTONE DR, PACE, FL 32571-8426 |
| Document Number | 0046611201 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 4661/1201 |
| Instrument | 202544760 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | PENSACOLA, FL 32503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 23, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3087 COBBLESTONE DR, PACE, FL 32571-8426 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3087 COBBLESTONE DR, MILTON, FL 32571-8426 |
| Document Number | 0041061940 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 4106/1940 |
| Instrument | 202126324 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 21, 2017 |
| Property Address | 3087 COBBLESTONE DR, PACE, FL 32571-8426 |
| Document Number | 0036630498 |
| Book / Page | 003663 / 000498 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 39392 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2017 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3087 COBBLESTONE DR PACE FL 325718426, PACE, FL 32571-8426 |
| Document Number | 36630499 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 003663/000499 |
| Instrument | 39393 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 20, 2032 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,766.00 (+2.86%) | $243,456 (+2.9%) | $402,343 (+1.49%) Land $105,000 Building $297,343 |
| 2024 | $2,689.00 (+8.04%) Homeowner's exemption | $236,595 (+3%) | $396,440 (+13.55%) Land $105,000 Building $291,440 |
| 2023 | $2,489.00 (+2.68%) Homeowner's exemption | $229,704 (+3%) | $349,138 (+2.35%) Land $65,000 Building $284,138 |
| 2022 | $2,424.00 Homeowner's exemption | $223,014 | $341,137 Land $65,000 Building $276,137 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Conexon Connect.
Based on FCC filings for 180 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL1570671, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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