3244 Cobblestone Dr, Milton, FL 32571 Property Records

Santa Rosa County property record for 3244 Cobblestone Dr, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,127 sqft · built 1989
Lot Size	0.418 acres (18,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Oct 2025)
Tax Bill	$4,867 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-2N-29-5273-00B00-0070`

Property Details

APN / Parcel Number

Primary APN	`31-2N-29-5273-00B00-0070`
Alternative APN	`N29231527300B000070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,127 sqft Living Area
Gross Area	4,195 sqft
1st Floor Area	3,127 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	18,208 sqft (0.418 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	604 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3244 COBBLESTONE DR
City	MILTON
State	FL
Zip	32571-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONEBROOK VILLAGE PHASE I LOT 7 BLK B AS DES IN OR 4342 PG 1883
Legal Range	29W
Legal Township	2N
Legal Section	31
Legal Subdivision	STONEBROOK VILL PH 1
Legal Block	B
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2003
Census Tract	10707

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3244 COBBLESTONE DR, MILTON, FL 32571-9587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Nov 8, 2022	Warranty Deed, Transfer · VA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Nov 8, 2022 · Amount on Record
Deed Document Number	202550016
Deed Book / Page	4672 / 126
Prior Transfer Date	Oct 17, 2025
Prior Transfer Doc	0046720126
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 23, 2025
Property Address	3244 COBBLESTONE DR, PACE, FL 32571-9587
Document Number	0046720126
Book / Page	4672 / 126
Map Reference	MB E PG 29
Instrument Date	Oct 17, 2025
Instrument	202550016
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3244 COBBLESTONE DR, PACE, FL 32571-9587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 COBBLESTONE DR, PACE, FL 32571-9587

Mortgage

Document Number	0004672128
Date	Oct 23, 2025
Instrument	4672/128

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 8, 2022
Property Address	3244 COBBLESTONE DR, PACE, FL 32571-9587
Document Number	0043421883
Book / Page	4342 / 1883
Map Reference	MB E PG 29
Instrument Date	Nov 3, 2022
Instrument	202262813
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8000 SW 120TH ST, 8000, PINECREST, FL 33156-5245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 COBBLESTONE DR, PACE, FL 32571-9587

Mortgage

Document Number	0043421884
Date	Nov 8, 2022
Instrument	4342/1884

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,867.00 (+2.92%)	$424,334 (+2.9%)	$440,562 (+1.47%) Land $135,000 Building $305,562
2024	$4,729.00 (+0.11%) Homeowner's exemption	$412,375 (+3%)	$434,168 (+8.44%) Land $135,000 Building $299,168
2023	$4,724.00 (+94.08%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$400,364 (+61.89%) Land $105,000 Building $295,364	$400,364 (+1.97%) Land $105,000 Building $295,364
2022	$2,434.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$247,307	$392,644 Land $105,000 Building $287,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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