3134 Cobblestone Dr, Milton, FL 32571 Property Records

Santa Rosa County property record for 3134 Cobblestone Dr, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,476 sqft · built 1993
Lot Size	0.605 acres (26,354 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2025)
Tax Bill	$2,706 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-2N-29-5274-00F00-0110`

Property Details

APN / Parcel Number

Primary APN	`31-2N-29-5274-00F00-0110`
Alternative APN	`N29231527400F000110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,476 sqft Living Area
Gross Area	3,863 sqft
1st Floor Area	2,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	26,354 sqft (0.605 acres)
Lot Dimensions	166 ft deep x 165 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	440 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3134 COBBLESTONE DR
City	MILTON
State	FL
Zip	32571-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 11 BLK F STONEBROOK VILLAGE PHS III AS DES IN OR 4576 PG 933
Legal Range	29W
Legal Township	2N
Legal Section	31
Legal Subdivision	STONEBROOK VILL/ALL
Legal Block	F
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2003
Census Tract	10707

Owner

Source: Santa Rosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9400 OCTAVIA LN, NAVARRE, FL 32566-2804
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2025 · Amount on Record
Deed Sale	Jan 2, 2025 · Amount on Record
Prior Sale	Mar 22, 2000 · Amount on Record
Deed Document Number	2025401
Deed Book / Page	4576 / 933
Prior Transfer Date	Feb 22, 2005
Prior Transfer Doc	0024160519
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3134 COBBLESTONE DR, PACE, FL 32571-8404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3134 COBBLESTONE DR, MILTON, FL 32571-8404

Mortgage

Document Number	0040400395
Date	Dec 9, 2020
Book Page	4040/395
Instrument	202066235

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 2, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$343,062 (+41.4%) Land $135,000 Building $208,062	$343,062 (-21.91%) Land $135,000 Building $208,062
2024	$2,706.00 (+5.5%) Homeowner's exemption	$242,612 (+3%)	$439,302 (+14.32%) Land $135,000 Building $304,302
2023	$2,565.00 (+2.64%) Homeowner's exemption	$235,546 (+3%)	$384,285 (+16.5%) Land $105,000 Building $279,285
2022	$2,499.00 Homeowner's exemption	$228,685	$329,848 Land $105,000 Building $224,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Conexon Connect.

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