Santa Rosa County property record for 3107 Cobblestone Dr, Milton, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,802 sqft · built 2007 |
| Lot Size | 0.643 acres (28,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $974,700 (May 2026) |
| Tax Bill | $7,202 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-2N-29-5274-00N00-0070 |
| Primary APN | 31-2N-29-5274-00N00-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,802 sqft Living Area |
| Gross Area | 5,138 sqft |
| 1st Floor Area | 3,802 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 28,009 sqft (0.643 acres) |
| Garage Type | Attached |
| Garage Area | 930 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3107 COBBLESTONE DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-8427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | STONEBROOK VILLAGE PHASE 5 LT 7 BLK N AS DES IN OR 1613 PG 110 & AS DES IN ODH IN OR 4506 PG 2017 |
| Legal Range | 29W |
| Legal Township | 2N |
| Legal Section | 31 |
| Legal Subdivision | STONEBROOK VILL/ALL |
| Legal Block | N |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 10302 |
Source: Santa Rosa County records · APN 31-2N-29-5274-00N00-0070
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10419 ASPEN HIGHLANDS DR, SPOTSYLVANIA, VA 22553-4502 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| May 26, 2026 | Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Jun 05, 1997 · Amount on Record |
| Deed Document Number | 202626173 |
| Deed Book / Page | 4747 / 1460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3107 COBBLESTONE DR, PACE, FL 32571-8427 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3107 COBBLESTONE DR, PACE, FL 32571-8427 |
| Document Number | 0041501752 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 4150/1752 |
| Instrument | 202148557 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Oct 29, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 26, 2026 |
| Property Address | 3107 COBBLESTONE DR, MILTON, FL 32571-8427 |
| Document Number | 0047471460 |
| Book / Page | 4747 / 1460 |
| Instrument Date | May 08, 2026 |
| Instrument | 202626173 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | BRAY TITLE, BRADLEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $689,112.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10419 ASPEN HIGHLANDS DR, SPOTSYLVANIA, VA 22553-4502 |
| Document Number | 0000026174, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202626174 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,202.00 (+3.12%) | $580,495 (+3.28%) Land $105,000 Building $475,495 | $580,495 (+3.28%) Land $105,000 Building $475,495 |
| 2024 | $6,984.00 (+61.48%) | $562,078 (+49.91%) Land $105,000 Building $457,078 | $562,078 (+8.42%) Land $105,000 Building $457,078 |
| 2023 | $4,325.00 (+1.05%) Homeowner's exemption Widower's exemption | $374,935 (+3%) | $518,411 (+1.07%) Land $65,000 Building $453,411 |
| 2022 | $4,280.00 Homeowner's exemption Widower's exemption | $364,015 | $512,944 Land $65,000 Building $447,944 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Conexon Connect.
Based on FCC filings for 180 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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