3182 Cobblestone Dr, Milton, FL 32571 Property Records

Santa Rosa County property record for 3182 Cobblestone Dr, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,141 sqft · built 1991
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on File
Last Sale	$368,500 (Sep 2017)
Tax Bill	$4,257 (2024)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-2N-29-5274-00F00-0030`

Property Details

APN / Parcel Number

Primary APN	`31-2N-29-5274-00F00-0030`
Alternative APN	`N29231527400F000030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,141 sqft Living Area
Gross Area	4,370 sqft
1st Floor Area	3,141 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	168 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3182 COBBLESTONE DR
City	MILTON
State	FL
Zip	32571-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENHNCD LIFE EST RESRVD IN: LOT 3 BLK F STONEBROOK VILLAGE PHS III AS DES IN OR 3657 PG 1444 & E-L/E RES IN OR 4635 PG 1157
Legal Range	29W
Legal Township	2N
Legal Section	31
Legal Subdivision	STONEBROOK VILL/ALL
Legal Block	F
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2003
Census Tract	10707

Owner

Source: Santa Rosa County records · APN 31-2N-29-5274-00F00-0030

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3182 COBBLESTONE DR, MILTON, FL 32571-8404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2017 · Amount on Record
Deed Sale	Sep 01, 2017 · Amount on Record
Prior Sale	Apr 23, 2014 · Amount on Record
Deed Document Number	201736466
Deed Book / Page	3657 / 1444
Prior Transfer Date	Jun 20, 2007
Prior Transfer Doc	0027471898
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3182 COBBLESTONE DR, PACE, FL 32571-8404
Transaction Type	Mortgage
Record Updated	Apr 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3182 COBBLESTONE DR, PACE, FL 32571-8404

Mortgage

Document Number	0044740121
Date	Feb 14, 2024
Book Page	4474/121
Instrument	202406393

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$379,595 (+2.9%)	$504,590 (+4.31%) Land $135,000 Building $369,590
2024	$4,257.00 (+2.06%) Homeowner's exemption	$368,897 (+3%)	$483,723 (+8.64%) Land $135,000 Building $348,723
2023	$4,171.00 (+2.43%) Homeowner's exemption	$358,152 (+3%)	$445,247 (+3.09%) Land $105,000 Building $340,247
2022	$4,072.00 Homeowner's exemption	$347,720	$431,894 Land $105,000 Building $326,894

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 188 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.