Black Hawk County property record for 327 State St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,435 sqft · built 1909 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,000 (Aug 2024) |
| Tax Bill | $608 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-30-154-008 |
| Primary APN | 8912-30-154-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,435 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Attic | Attic |
| Attic Area | 335 sqft |
| Basement Area | 956 sqft |
| Unfinished Basement | 956 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 60 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 288 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 327 STATE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-5115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINDEN PLACE LOT 7 BLK 6 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | LINDEN PLACE |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 800 |
327 State St is owned by an individual who bought it in August 2024.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1027 OREGON ST, WATERLOO, IA 50702-2540 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 5, 2021 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| May 11, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on File |
| Deed Sale | Aug 16, 2024 · Amount on File |
| Prior Sale | Aug 16, 2023 · Amount on File |
| Deed Document Number | 20242322 |
| Prior Transfer Date | Aug 9, 2023 |
| Prior Transfer Doc | 0000002322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 16, 2023 |
| Property Address | 327 STATE ST, WATERLOO, IA 50703-5115 |
| Document Number | 202400002322 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 202400002322 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $7.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1027 OREGON ST, WASHBURN, IA 50702-2540 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 5, 2021 |
| Property Address | 327 STATE ST, WATERLOO, IA 50703-5115 |
| Document Number | 202200002728 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 202200002728 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1027 OREGON ST, WATERLOO, IA 50702-2540 |
| Date | Aug 5, 2021 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
| Term | 26 Months |
| Due | Oct 1, 2023 |
| Rate | 1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 11, 2021 |
| Property Address | 327 STATE ST, WATERLOO, IA 50703-5115 |
| Document Number | 202100023831 |
| Instrument Date | May 11, 2021 |
| Instrument | 202100023831 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3322 SANTA MARIA DR, WATERLOO, IA 50702-5334 |
The 2025 property tax bill for 327 State St was $608, up 3.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $608.00 (+3.75%) | $29,790 Land $9,670 Building $20,120 | $29,790 Land $9,670 Building $20,120 |
| 2024 | $586.00 | ||
| 2023 | $26,990 (+4.86%) Land $9,670 Building $17,320 | $26,990 Land $9,670 Building $17,320 | |
| 2022 | $565.00 (+2.73%) | $25,740 Land $9,670 Building $16,070 | |
| 2021 | $550.00 | $25,740 Land $9,670 Building $16,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 327 State St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 327 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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