409 State St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 409 State St, Waterloo, IA 50703

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 2 ba · 1,446 sqft · built 1914
Lot Size0.192 acres (8,385 sqft)
OwnerCompany Name on File
Flood ZoneZone X (minimal risk)
APN8912-30-151-008

Property Details

APN / Parcel Number

Primary APN8912-30-151-008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,446 sqft
FlooringCombination, Other

Exterior

Year BuiltBuilt 1914
Architectural StyleA-Frame
Exterior MaterialRibbed Aluminum
Lot Area8,385 sqft (0.192 acres)
Lot Dimensions129 ft deep x 65 ft wide
Garage TypeDetached
Garage Area576 sqft
PorchPorch
Porch Area474 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address409 STATE ST
CityWATERLOO
StateIA
Zip50703-5117
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLINDEN PLACE LOT 4 BLK 6 N 5 FT LOT 5 BLK 6
Legal Range12
Legal Township89
Legal Section30
Legal SubdivisionLINDEN PLACE
Legal Block6
Legal Lot Number4,5
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1011
Census Tract800

Owner

409 State St, residential vacant land, is owned by a company.

Source: Black Hawk County records, as of October 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address715 MULBERRY ST, WATERLOO, IA 50703-5714
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$7,130 (-) Land $7,130$7,130 (-) Land $7,130
2023$7,130$7,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 State St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2018)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2018 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

Nearby Properties on State St

Nearby Streets

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