415 State St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 415 State St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1910
Square Footage1,032 sqft Living Area
Lot Size7,740 sqft (0.178 acres)
GarageDetached, 352 sqft
Last Sale$63,500 (2021)
Tax Bill$1,138.00 (2025)

Property Details

APN / Parcel Number

Primary APN8912-30-151-007

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,032 sqft Living Area
1st Floor480 sqft 1st Floor
Basement Area480 sqft Basement
Finished Basement150 sqft Finished
Unfinished Basement480 sqft Unfinished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,740 sqft (0.178 acres)
Depth X Width129 ft x 60 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area352 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address415 STATE ST
CityWATERLOO
StateIA
Zip50703-5117
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLINDEN PLACE LOT 3 BLK 6
Legal Range12W
Legal Township89N
Legal Section30
Legal SubdivisionLINDEN PLACE
Legal Block6
Legal Lot Number3
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1011
Census Tract800

Owner

Source: Black Hawk County records · APN 8912-30-151-007

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2641 GLORIA DR, WATERLOO, IA 50701-4336
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2021Deed of Trust, Mortgage · Stand Alone First Mortgage
FIRST BANK
May 26, 2021Warranty Deed, Transfer · Line of Credit
FIRST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Deed Doc Number202124944
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address415 STATE ST, WATERLOO, IA 50703-5117
Transaction TypeMortgage
Record UpdatedJun 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 MEADOW BROOK LN, WAVERLY, IA 50677-1111

Mortgage

Document Number202100025579
DateJun 03, 2021
Instrument202100025579
Lender
NameFIRST BANK
TypeBank
AddressWAVERLY, IA 50677
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term359 Months
DueMay 25, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 26, 2021
Property Address415 STATE ST, WATERLOO, IA 50703-5117
Document Number202100024944
Instrument DateMay 25, 2021
Instrument202100024944
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
Tax$100.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 STATE ST, WATERLOO, IA 50703-5117

Mortgage

Document Number202100024945
DateMay 26, 2021
Instrument202100024945
Lender
NameFIRST BANK
TypeBank
AddressWAVERLY, IA 50677
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 25, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,138.00$59,880 (+14.23%) Land $9,410 Building $50,470$59,880 (+14.23%) Land $9,410 Building $50,470
2024$1,138.00 (+14.03%)
2023$52,420 (+15.28%) Land $9,410 Building $43,010$52,420 (+15.28%) Land $9,410 Building $43,010
2022$998.00$45,470 Land $9,410 Building $36,060
2021$45,470 Land $9,410 Building $36,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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