314 State St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 314 State St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1913
Lot Size	0.096 acres (4,200 sqft)
Owner	Company Name on File
Last Sale	$3,794,399 (Apr 2026)
Tax Bill	$1,066 (2025)
Deeds & Mortgages	Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`8912-30-155-014`

Property Details

APN / Parcel Number

Primary APN	`8912-30-155-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	676 sqft
Basement Area	676 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	314 STATE ST
City	WATERLOO
State	IA
Zip	50703-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDEN PLACE N 42 FT LOT 11 AND 12 BLK 7
Legal Range	12W
Legal Township	89N
Legal Section	30
Legal Subdivision	LINDEN PLACE
Legal Block	7
Legal Lot Number	11,12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1013
Census Tract	800

Owner

Source: Black Hawk County records · APN 8912-30-155-014

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	814 1ST ST, JESUP, IA 50648-1163
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2026 · Amount on Record
Deed Sale	Apr 07, 2026 · Amount on Record
Prior Sale	Dec 12, 2014 · Amount on Record
Deed Document Number	20264729
Record Updated	Sep 20, 2026

April 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 07, 2026
Property Address	314 STATE ST, WATERLOO, IA 50703-5116
Document Number	0000004729
Instrument Date	Apr 01, 2026
Instrument	20264729
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$613,094.24
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	814 1ST ST, JESUP, IA 50648-1163

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,066.00	$56,750 (+15.44%) Land $5,910 Building $50,840	$56,750 (+15.44%) Land $5,910 Building $50,840
2024	$1,066.00 (+11.51%)
2023		$49,160 (+13.04%) Land $5,910 Building $43,250	$49,160 (+13.04%) Land $5,910 Building $43,250
2022	$956.00	$43,490 Land $5,910 Building $37,580
2021			$43,490 Land $5,910 Building $37,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

Based on FCC filings for 295 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.