311 State St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 311 State St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,158 sqft · built 1904
Lot Size	0.104 acres (4,550 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Mar 2021)
Tax Bill	$1,280 (2025)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`8912-30-154-011`

Property Details

APN / Parcel Number

Primary APN	`8912-30-154-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,158 sqft Living Area
1st Floor Area	384 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,550 sqft (0.104 acres)
Lot Dimensions	130 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	326 sqft
Deck Area	120 sqft
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	311 STATE ST
City	WATERLOO
State	IA
Zip	50703-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDEN PLACE N 35 FT LOT 10 BLK 6
Legal Range	12W
Legal Township	89N
Legal Section	30
Legal Subdivision	LINDEN PLACE
Legal Block	6
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1014
Census Tract	800

Owner

311 State St is owned by an individual who acquired it in August 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3 GALLUP PL, IOWA CITY, IA 52246-8653
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Aug 5, 2014 · Amount on File
Deed Document Number	202118285
Last Transfer Date	Aug 30, 2022
Transfer Doc	0000003973
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 2, 2021
Property Address	311 STATE ST, WATERLOO, IA 50703-5115
Document Number	202100018285
Instrument Date	Feb 25, 2021
Instrument	202100018285
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Tax	$87.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 STATE ST, WATERLOO, IA 50703-5115
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 311 State St was $1,280, up 8.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,280.00 (+8.11%)	$62,730 Land $5,490 Building $57,240	$62,730 Land $5,490 Building $57,240
2024	$1,184.00
2023		$54,540 (+15.85%) Land $5,490 Building $49,050	$54,540 Land $5,490 Building $49,050
2022	$1,034.00	$47,080 Land $5,490 Building $41,590
2021			$47,080 Land $5,490 Building $41,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 State St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 311 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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