Black Hawk County property record for 321 State St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,165 sqft · built 1929 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,420 (2025) |
| Deeds & Mortgages | May 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-30-154-009 |
| Primary APN | 8912-30-154-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,165 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Attic | Attic |
| Attic Area | 291 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 300 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 321 STATE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-5115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINDEN PLACE LOT 8 BLK 6 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | LINDEN PLACE |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 800 |
Source: Black Hawk County records · APN 8912-30-154-009
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 STATE ST, WATERLOO, IA 50703-5115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 321 STATE ST, WATERLOO, IA 50703-5115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900016978 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 201900016978 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2029 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,420.00 Homeowner's exemption | $86,020 (+13.72%) Land $9,410 Building $76,610 | $86,020 (+13.72%) Land $9,410 Building $76,610 |
| 2024 | $1,420.00 (+16.2%) | ||
| 2023 | $75,640 (+17.25%) Land $9,410 Building $66,230 | $75,640 (+17.25%) Land $9,410 Building $66,230 | |
| 2022 | $1,222.00 Homeowner's exemption | $64,510 Land $9,410 Building $55,100 | |
| 2021 | $64,510 Land $9,410 Building $55,100 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130008001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2018, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 295 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Mediacom Communications, AMG Technology Investment Group, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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