325 S 3rd St, Richmond, KY 40475 Property Records

Madison County property record for 325 S 3rd St, Richmond, KY 40475

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
OwnerCompany Name on File
Last Sale$710,000 (Oct 2024)
Tax Bill$3,206 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jan 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNR006-0011-0013

Property Details

APN / Parcel Number

Primary APNR006-0011-0013
Alternative APNs
  • 113416
  • 76537
  • 76506

Location & Zoning

Account Number76506
Street Address325 S 3RD ST
CityRICHMOND
StateKY
Zip40475-2105
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal DescriptionCOLLINS PT LOT 6 & PT LOT 7
Legal SubdivisionCOLLINS
Legal Lot Number6,7
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1020
Census Tract10400

Owner

325 S 3rd St is owned by a company that bought it in October 2024 and is owner-occupied.

Source: Madison County records, as of December 8, 2025

Owner of RecordCompany Name on File
Mailing Address321 RICHMOND AVE, LEXINGTON, KY 40502-1437
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2023Warranty Deed, Transfer · Commercial Mortgage
TRADITIONAL BANK
Jan 3, 2022Deed, Transfer · Line of Credit
FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2024 · Amount on File
Deed SaleOct 14, 2024 · Amount on File
Prior SaleOct 3, 2023 · Amount on File
Deed Document Number2014226366
Deed Book / PageD858 / 515
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateOct 3, 2023
Property Address325 S 3RD ST, RICHMOND, KY 40475-2105
Document Number00D844/288
Book / PageD844 / 288
Map ReferenceMB 1 PG 50
Instrument DateSep 29, 2023
Instrument2014169969
Transaction TypeTransfer
Record UpdatedDec 11, 2023

Transaction

AmountAmount on Record
Tax$1,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4346 SIMPSON LN, RICHMOND, KY 40475-9114

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 PROSPEROUS PL STE 6A, 6A, LEXINGTON, KY 40509-1828
InvestorPossibly a Property Investor

Mortgage

Document Number2014169987
DateOct 3, 2023
Instrument2014169987
Lender
NameTRADITIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term119 Months
DueSep 20, 2033

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJan 3, 2022
Property Address325 S 3RD ST, RICHMOND, KY 40475-2105
Document Number00D816/555
Book / PageD816 / 555
Instrument DateDec 30, 2021
Instrument2014070617
Transaction TypeTransfer
Record UpdatedJan 19, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 RICHLAND DR, 110, RICHMOND, KY 40475-7809

Transferred To (Grantee/Buyer)

NameVerified Name
Address4346 SIMPSON LN, RICHMOND, KY 40475-9114

Mortgage

Document Number2014070618
DateJan 3, 2022
Instrument2014070618
Lender
NameFIRST SOUTHERN NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 10, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 325 S 3rd St was $3,206 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,206.00 Additional exemption filed$340,000$340,000
2023$1,964.00 (-0.3%) Additional exemption filed$202,500 (-)$202,500 (-)
2022$1,970.00$202,500$202,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 325 S 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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