Madison County property record for 308 S 3rd St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,442 sqft |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jan 2025) |
| Tax Bill | $1,508 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R006-0011-0009 |
| Primary APN | R006-0011-0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|
| Account Number | 70506 |
|---|---|
| Street Address | 308 S 3RD ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLINS LOT 2 |
| Legal Subdivision | COLLINS |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10400 |
308 S 3rd St is owned and occupied by an individual who bought it in January 2025.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 770 MOORE WOOD DR, PAINT LICK, KY 40461-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2023 | Warranty Deed, Transfer |
| Sep 28, 2020 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2025 · Amount on File |
| Deed Sale | Jan 9, 2025 · Amount on File |
| Prior Sale | Oct 3, 2023 · Amount on File |
| Deed Document Number | 2014240501 |
| Deed Book / Page | D862 / 685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 3, 2023 |
| Property Address | 308 S 3RD ST, RICHMOND, KY 40475-2106 |
| Document Number | 00D844/302 |
| Book / Page | D844 / 302 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2014169983 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 WILDCAT DR, RICHMOND, KY 40475-8879 |
| Name | Verified Name |
|---|---|
| Address | 121 PROSPEROUS PL STE 6A, 6A, LEXINGTON, KY 40509-1828 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 308 S 3RD ST, RICHMOND, KY 40475-2106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | M01981/531 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | M01981/531 |
| Instrument | 2014021059 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Sep 27, 2025 |
The 2025 property tax bill for 308 S 3rd St was $1,508 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,508.00 Additional exemption filed | $160,000 | $160,000 |
| 2023 | $889.00 (-0.34%) | $91,700 (-) | $91,700 (-) |
| 2022 | $892.00 | $91,700 | $91,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 S 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1989–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 S 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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