314 S 3rd St, Richmond, KY 40475 Property Records

Madison County property record for 314 S 3rd St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,896 sqft
Owner	Individual Name on File
Last Sale	$110,000 (Dec 2021)
Tax Bill	$1,103 (2025)
Deeds & Mortgages	Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`R006-0011-0010`

Property Details

APN / Parcel Number

Primary APN	`R006-0011-0010`
Alternative APNs	`103190` `140416` `70508`

Interior

Stories	1 Story
Building Area	1,896 sqft Living Area

Exterior

Exterior Material	Wood

Location & Zoning

Account Number	70508
Street Address	314 S 3RD ST
City	RICHMOND
State	KY
Zip	40475-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLINS LOT 3
Legal Subdivision	COLLINS
Legal Lot Number	3
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	10400

Owner

314 S 3rd St is owned and occupied by an individual who bought it in December 2021.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	770 MOORE WOOD DR, PAINT LICK, KY 40461-9717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Deed Document Number	2014069496
Deed Book / Page	D816 / 76
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Dec 21, 2021
Property Address	314 S 3RD ST, RICHMOND, KY 40475-2106
Document Number	000D816/76
Book / Page	D816 / 76
Instrument Date	Dec 14, 2021
Instrument	2014069496
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	METRO TITLE LLC

Transaction

Amount	Amount on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	287 HIGH RIDGE DR, PELHAM, AL 35124-4016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 MOORE WOOD DR, PAINT LICK, KY 40461-9717

Tax Assessment & Valuation

The 2025 property tax bill for 314 S 3rd St was $1,103 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,103.00 Additional exemption filed	$117,000	$117,000
2023	$1,067.00 (-0.28%)	$110,000 (-)	$110,000 (-)
2022	$1,070.00	$110,000	$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 S 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1989–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20